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This page contains a list of various Title IV federal student aid topics for which there is a consolidated information hub. You can access each topic of interest from here and then bookmark that page for future use. The Featured Topics section includes topics that are new to the list or accessed the most.

On May 6, 2013, we published [interim final regulations](/knowledge-center/library/federal-registers/2013-05-16/william-d-ford-federal-direct-loan-program-interim-final-rule) in the Federal Register implementing the Moving Ahead for Progress in the 21st Century Act (MAP-21) (Public Law 112-141) that added a new provision to the Direct Loan statutory requirements that limits a first-time borrower’s eligibility for Direct Subsidized Loans to a period not to exceed 150 percent of the length of the borrower’s educational program (“the 150% limit”). Under certain conditions, the provision also causes first-time borrowers who have exceeded the 150 percent limit to lose the interest subsidy on their Direct Subsidized Loans.
Application Processing refers to the process through which the Free Application for Federal Student Aid (FAFSA) is evaluated and results are returned to students and institutions. The Central Processing System (CPS) is the processing system for FAFSA data.
The Campus-Based Programs include the Federal Perkins Loan, Federal Work-Study, and Federal Supplemental Educational Opportunity Grant programs. These programs are administered through the Common Origination and Disbursement (COD) System.
On October 30, 2015, the Department published final program integrity and improvement regulations relating to cash management. This page provides the most updated information pertaining to requirements under the October 30, 2015 cash management regulations.
The Common Origination and Disbursement (COD) System is the system through which Iraq and Afghanistan Service Grant, Federal Pell Grant (Pell Grant),Teacher Education Assistance for College and Higher Education (TEACH) Grant, and William D. Ford Federal Direct Loan (Direct Loan) awards are processed. The COD System is also used by schools to complete Campus-Based processes.
Welcome to the Default Management page. This page integrates the publication of the official cohort default rates (CDR) while providing cohort default-related information, references, and resources for these rates in one location.
Federal Student Aid is committed to assisting schools with efforts that educate students about their loan repayment obligation, encourage successful repayment, and address delinquent repayment when it occurs. By employing evaluation, prevention, and outreach activities, schools can work in advance to reduce the risk of default by their students. Ultimately, this intervention will assist schools in managing their cohort default rates.
Beginning in May 2018, the U.S. Department of Education (ED) will give Title IV schools access to the U.S. Department of Homeland Security (DHS) Systematic Alien Verification for Entitlements (SAVE) system. This access is being provided to schools for the purpose of submitting third step verification requests to obtain the immigration status for determining student eligibility for Title IV aid. Increasing electronic access for Title IV schools to the SAVE system is a collaborative effort by ED and DHS, designed to modernize the third step verification process. DHS’ existing paper-based process will be discontinued on May 1, 2018.
The Free Application for Federal Student Aid (FAFSA) is the financial aid application completed each year by students and parents who apply for federal student aid. The Student Aid Report (SAR) is the official paper document printed by the Central Processing System (CPS) and mailed to the student. The SAR contains processing results, including the expected family contribution (EFC), and can be used by the student or parent to make corrections.
The Financial Partners page promotes a greater program integrity through innovation technical development, oversight, technical assistance, partnership and community outreach programs by working in partnership with Guaranty Agencies, Lenders, Servicers, Trade Association, Trustees, Schools and Secondary Markets to ensure access for students to federal student loans.
Authorized personnel at eligible schools located outside the United States (commonly referred to as foreign schools) use functionality within the U.S. Department of Education's (the Department's) Common Origination and Disbursement (COD) System to process William D. Ford Federal Direct Loan (Direct Loan) Program loans for eligible U.S. students who attend their schools. Before a foreign school may begin participating in the Direct Loan Program, it must apply to participate, receive a countersigned Program Participation Agreement and Eligibility and Certification Report, request COD System and Web site access, and complete funding related actions.
Federal Student Aid recognizes the importance of strong data security. Federal Student Aid has consolidated its cybersecurity compliance information and resources on this page. The data is organized into key topical areas below and other useful links to the right.
The Common Origination and Disbursement (COD) System is the system through which Iraq and Afghanistan Service Grant, Federal Pell Grant (Pell Grant), Teacher Education Assistance for College and Higher Education (TEACH) Grant, and William D. Ford Federal Direct Loan (Direct Loan) awards are processed. The COD System is also used by schools to complete Campus-Based processes.
From fiscal year 1978 through fiscal year 1998, the Health Education Assistance Loan (HEAL) Program insured loans made by participating lenders to eligible graduate students in schools of medicine, osteopathy, dentistry, veterinary medicine, optometry, podiatry, public health, pharmacy, chiropractic, or in programs in health administration and clinical psychology. It is no longer possible to obtain a new HEAL Program loan. The making of new HEAL Program loans was discontinued on September 30, 1998.
Federal Student Aid recognizes the important work members of the community do in assisting consumers with the servicing and collection of their federally-owned loans. Federally-owned student loans include Direct Loan Program loans, TEACH Grants converted to Direct Unsubsidized Loans, FFEL Program loans purchased by the U.S. Department of Education (the Department), and Federal Perkins Loan Program loans assigned to the Department.
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