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Subject: Final Rule: Student Assistance General Provisions, Federal Family Education Loan Program, and Federal Direct Loan Program

FR part
VI

Publication Date: October 30, 2015

Posted Date: October 30, 2015

Subject: Final Rule: Student Assistance General Provisions, Federal Family Education Loan Program, and Federal Direct Loan Program

FR Part: VI

FR Type: Final

Effective Date: July 1, 2016


[Federal Register Volume 80, Number 210 (Friday, October 30, 2015)]
[Rules and Regulations]
[Pages 67203-67242]
From the Federal Register Online via the Government Publishing Office [www.gpo.gov]
[FR Doc No: 2015-27143]

[[Page 67203]]

Vol. 80

Friday,

No. 210

October 30, 2015

Part VI

Department of Education

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34 CFR Parts 668, 682, and 685

Student Assistance General Provisions, Federal Family Education Loan 
Program, and William D. Ford Federal Direct Loan Program; Final Rule

Federal Register / Vol. 80 , No. 210 / Friday, October 30, 2015 / 
Rules and Regulations

[[Page 67204]]

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DEPARTMENT OF EDUCATION

34 CFR Parts 668, 682, and 685

[Docket ID ED-2014-OPE-0161]
RIN 1840-AD18


Student Assistance General Provisions, Federal Family Education 
Loan Program, and William D. Ford Federal Direct Loan Program

AGENCY: Office of Postsecondary Education, Department of Education.

ACTION: Final regulations.

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SUMMARY: The Secretary amends the regulations governing the William D. 
Ford Federal Direct Loan (Direct Loan) Program to create a new income-
contingent repayment plan in accordance with the President's initiative 
to allow more Direct Loan borrowers to cap their loan payments at 10 
percent of their monthly incomes. The Secretary is also implementing 
changes to the Federal Family Education Loan (FFEL) Program and Direct 
Loan Program regulations to streamline and enhance existing processes 
and provide additional support to struggling borrowers. These 
regulations will also amend the Student Assistance General Provisions 
regulations by expanding the circumstances under which an institution 
may challenge or appeal a draft or final cohort default rate based on 
the institution's participation rate index.

DATES: The regulations are effective July 1, 2016.
    Implementation date: For the implementation dates of the included 
regulatory provisions, see the Implementation Date of These Regulations 
section of this document.

FOR FURTHER INFORMATION CONTACT: For further information related to the 
Servicemembers Civil Relief Act (SCRA), the treatment of lump sum 
payments made under Department of Defense (DOD) student loan repayment 
programs for the purposes of public service loan forgiveness, and 
expanding the use of the participation rate index (PRI) challenge and 
appeal, Barbara Hoblitzell at (202) 502-7649 or by email at: 
Barbara.Hoblitzell@ed.gov. For information related to loan 
rehabilitation, Ian Foss at (202) 377-3681 or by email at: 
Ian.Foss@ed.gov. For information related to the Revised Pay As You Earn 
repayment plan, Brian Smith or Jon Utz at (202) 502-7551 or (202) 377-
4040 or by email at: Brian.Smith@ed.gov or Jon.Utz@ed.gov.
    If you use a telecommunications device for the deaf (TDD) or a text 
telephone (TTY), call the Federal Relay Service (FRS), toll free, at 1-
800-877-8339.