Maintained for Historical Purposes

This resource is being maintained for historical purposes only and is not currently applicable.

Subject: Notice of Proposed Rulemaking - Title IV Loan issues

Publication Date: July 9, 2015

Posted Date: July 10, 2015

Subject: Notice of Proposed Rulemaking - Title IV Loan issues

FR Type: Notice

[Federal Register Volume 80, Number 131 (Thursday, July 9, 2015)]
[Proposed Rules]
[Pages 39607-39641]
From the Federal Register Online via the Government Publishing Office []
[FR Doc No: 2015-16623]

[[Page 39607]]

Vol. 80


No. 131

July 9, 2015

Part IV

Department of Education


34 CFR Parts 668, 682, and 685

Student Assistance General Provisions, Federal Family Education Loan 
Program, and William D. Ford Federal Direct Loan Program; Proposed Rule

Federal Register / Vol. 80 , No. 131 / Thursday, July 9, 2015 / 
Proposed Rules

[[Page 39608]]



34 CFR Parts 668, 682, and 685

RIN 1840-AD18
[Docket ID ED-2014-OPE-0161]

Student Assistance General Provisions, Federal Family Education 
Loan Program, and William D. Ford Federal Direct Loan Program

AGENCY: Office of Postsecondary Education, Department of Education.

ACTION: Notice of proposed rulemaking.


SUMMARY: The Secretary proposes to amend the regulations governing the 
William D. Ford Federal Direct Loan (Direct Loan) Program to create a 
new income-contingent repayment plan in accordance with the President's 
initiative to allow more Direct Loan borrowers to cap their loan 
payments at 10 percent of their monthly incomes. The Secretary is also 
proposing changes to the Federal Family Education Loan (FFEL) Program 
and Direct Loan Program regulations to streamline and enhance existing 
processes and provide additional support to struggling borrowers. These 
proposed regulations would also amend the Student Assistance General 
Provisions regulations by expanding the circumstances under which an 
institution may challenge or appeal a draft or final cohort default 
rate based on the institution's participation rate index.

DATES: We must receive your comments on or before August 10, 2015.

ADDRESSES: Submit your comments through the Federal eRulemaking Portal 
or via postal mail, commercial delivery, or hand delivery. We will not 
accept comments submitted by fax or by email or those submitted after 
the comment period. To ensure that we do not receive duplicate copies, 
please submit your comments only once. In addition, please include the 
Docket ID at the top of your comments.
    If you are submitting comments electronically, we strongly 
encourage you to submit any comments or attachments in Microsoft Word 
format. If you must submit a comment in Adobe Portable Document Format 
(PDF), we strongly encourage you to convert the PDF to print-to-PDF 
format or to use some other commonly used searchable text format. 
Please do not submit the PDF in a scanned format. Using a print-to-PDF 
format allows the U.S. Department of Education (the Department) to 
electronically search and copy certain portions of your submissions.
     Federal eRulemaking Portal: Go to to 
submit your comments electronically. Information on using, including instructions for accessing agency documents, 
submitting comments, and viewing the docket, is available on the site 
under ``Are you new to the site?''
     Postal Mail, Commercial Delivery, or Hand Delivery: The 
Department strongly encourages commenters to submit their comments 
electronically. However, if you mail or deliver your comments about the 
proposed regulations, address them to Jean-Didier Giana, U.S. 
Department of Education, 1990 K Street NW., Room 8055, Washington, DC 

    Privacy Note: The Department's policy is to make all comments 
received from members of the public available for public viewing in 
their entirety on the Federal eRulemaking Portal at Therefore, commenters should be careful to 
include in their comments only information that they wish to make 
publicly available.

FOR FURTHER INFORMATION CONTACT: For further information related to the 
Servicemembers Civil Relief Act (SCRA), the treatment of lump sum 
payments made under Department of Defense student loan repayment 
programs for the purposes of public service loan forgiveness, and 
expanding the use of the participation rate index (PRI) challenge and 
appeal, Barbara Hoblitzell at (202) 502-7649 or by email at: For information related to loan 
rehabilitation, Ian Foss at (202) 377-3681 or by email at: For information related to the Revised Pay As You Earn 
repayment plan, Brian Smith or Jon Utz at (202) 502-7551 or (202) 377-
4040 or by email at: or
    If you use a telecommunications device for the deaf (TDD) or a text 
telephone (TTY), call the Federal Relay Service (FRS), toll free, at 1-

Last Modified: 07/09/2015