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(Loans) Subject: FY 2007 Official Cohort Default Rates Distributed September 14, 2009

Posted Date:September 14, 2009

Author: Susan Szabo, Chief Business Operations Officer, Federal Student Aid

Subject: FY 2007 Official Cohort Default Rates Distributed September 14, 2009

On the morning of Monday, September 14, 2009, we distributed the FY 2007 Official Cohort Default Rate notification packages to all eligible domestic and foreign schools. In this announcement, we provide information about our distribution of the official rates and the begin dates for challenging the official rates.

Distribution of FY 2007 Official Cohort Default Rates

For both eligible domestic and foreign schools enrolled in the Electronic Cohort Default Rate (eCDR) process, we sent FY 2007 Official Cohort Default Rate and accompanying documentation via the Student Aid Internet Gateway (SAIG). This information was sent to the SAIG mailbox for the destination point designated by the school. Each eCDR package contained the following information:

  • Cover Letter (message class SHDRLROP)
  • Reader-Friendly Loan Record Detail Report (message class SHCDRROP)
  • Extract-Type Loan Record Detail Report (message class SHCDREOP)

Note: We did not send eCDR notification packages to any school not enrolled in eCDR. These schools may download their cohort default rate and accompanying Loan Record Detail Reports from the National Student Loan Data System (NSLDS) via the NSLDS Professional Access Web site.

We also sent a Network Message (message class MESSAGTB) to each school's SAIG mailbox that provides instructions for downloading, viewing, and printing the eCDR files. If a technical problem caused by the Department of Education (the Department) results in an inability to access the data, schools have five business days from the receipt of the eCDR notification package to notify Portfolio Performance Division at the e-mail address provided below.

Any school that did not have a borrower in repayment, during the current cohort default rate period or any of the past cohort default rate periods, will not receive a FY 2007 Official Cohort Default Rate notification package. These schools are considered to have no cohort default rate data and no cohort default rate.

Important Note: Some schools have a small number of borrowers entering repayment. At other schools, only a small portion of the student body takes out student loans. In such cases, the cohort default rate should be interpreted with caution.

Begin Dates for Challenging FY 2007 Official Cohort Default Rates

The time period for challenging the FY 2007 Official Cohort Default Rates under 34 C.F.R Part 668, Subpart M begins on Tuesday, September 22, 2009 for all schools.

In order to complete an adjustment or appeal, you may need data manager’s contact information. Click on a link entitled, “Numerical Data Managers” from the home page of the Cohort Default Rate Guide at where you will find a list of the data managers identified by a three-digit code found on a school’s loan record detail report. When you click on the code or state (if no code exists), you will be directed to the data manager list that contains the name, address, telephone numbers, e-mail and Web site information for a particular data manager. If the Department revises a school’s cohort default rate based on its adjustment or appeal submission, the revised cohort default rate will be available on Portfolio Performance Division’s Web site at

Contact Information

For additional information regarding the school cohort default rate calculation or the adjustment/appeal processes, please refer to the Cohort Default Rate Guide at

You may also contact us by e-mailing or by calling the Portfolio Performance Division Hotline at 202/377-4259.

Last Modified: 09/13/2009