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Summary: FY 2005 Draft Cohort Default Rates Distributed February 12, 2007

Publication Date: February 14, 2007

Author: G. Kay Jacks, General Manager, Application, Operations and Delivery Services, Federal Student Aid

Summary: FY 2005 Draft Cohort Default Rates Distributed February 12, 2007

Posted on 02-14-2007

On the morning of Monday, February 12, 2007, the Department distributed the FY 2005 Draft Cohort Default Rate notification packages. For eligible domestic schools enrolled in the Electronic Cohort Default Rate (eCDR) process, delivery was made to the Student Aid Internet Gateway (SAIG) destination point designated by the school. Each eCDR package contained (1) a cover letter (message class SHDRLROP), (2) a reader-friendly loan record detail report (message class SHCDRROP), and (3) an extract-type loan record detail report (message class SHCDREOP).

Domestic schools not enrolled in eCDR will not receive notification packages from the Department but may download their cohort default rates and accompanying Loan Record Detail Reports at

Eligible foreign schools were mailed a notification package. Foreign schools that have one or more borrowers in repayment are provided data files as an encrypted Portable Document Format (PDF) file on a CD-ROM. A letter with the password needed to access the data on the CD-ROM is provided in a separate package. If you do not already have a PDF viewer, the Adobe Reader can be downloaded from the Adobe website at http://www.adobe.come/products/acrobat/readstep2.html. Please note that if a technical problem caused by the Department results in an inability to access the data, schools have five business days from the receipt of the password letter to notify Default Prevention and Management at the email address given below.

Time periods for challenging the FY 2005 Draft Cohort Default Rates under 34 C.F.R Part 668, Subpart M begins on Wednesday, February 21, 2007 for domestic schools. For foreign schools that were mailed a hard copy notification letter along with their Loan Record Detail Report (LRDR) on a CD-ROM, followed by another letter indicating a password needed to decrypt their Loan Record Detail Report (LRDR), the time period begins on the date that the password notification letter is received. If the Department caused a technical problem, resulting in an inability to access the data, we will extend the challenge deadlines to account for the re-transmission of the information after the technical problem is resolved.

For additional information regarding the school cohort default rate calculation or the challenge processes, please refer to the revised Cohort Default Rate Guide or the new CDR Guide Quick Reference at Default Prevention and Management's main office can also be reached via email at or via phone at (202) 377-4259.

Last Modified: 02/13/2007