Maintained for Historical Purposes

This resource is being maintained for historical purposes only and is not currently applicable.

Summary: FY 2004 Official Cohort Default Rates Distributed on 9/11/06

Publication Date: September 11, 2006

Author: G. Kay Jacks, General Manager, Application, Operations and Delivery Services, Federal Student Aid

Summary: FY 2004 Official Cohort Default Rates Distributed on 9/11/06

Posted on 09-11-2006

On the morning of Monday, September 11, 2006, the Department distributed the FY 2004 official cohort default rate notification packages.

For domestic schools enrolled in the Electronic Cohort Default Rate (eCDR) process, delivery was made to the Student Aid Internet Gateway (SAIG) destination point designated by the school. Each eCDR package contained (1) a cover letter (message class SHDRLROP), (2) a reader-friendly loan record detail report (message class SHCDRROP), and (3) an extract-type loan record detail report (message class SHCDREOP).

Domestic schools not enrolled in eCDR will not receive notification packages from the Department but may download their cohort default rates and accompanying Loan Record Detail Reports at The Department strongly encourages schools not already signed up for eCDR to complete the enrollment form available at All domestic schools were required to sign up for eCDR by June 1, 2003.

All foreign schools will continue to receive hard copy notification packages.

Any school that did not have a borrower in repayment, during the current nor any of the past cohort default rate periods, will not receive a FY 2004 official cohort default rate notification package. These schools are considered to have no cohort default rate data and no cohort default rate.

Time periods for submitting adjustments and appeals for the FY 2004 official cohort default rates under 34 C.F.R Part 668, Subpart M begins on Tuesday, September 19, 2006 for domestic schools. For foreign schools, the time period begins on the date that the hard copy notification package is received. For your adjustment or appeal, you may need data managers contact information. Click on a new link entitled, "Numerical Data Managers" from the home page of the Cohort Default Rate Guide at where you will find a list of the data managers identified by a three-digit code found on a school's loan record detail report. When you click on the code or state (if no code exists), you will be directed to the data manager list that contains the name, address, telephone numbers, e-mail and website information for a particular data manager. If the Department revises a school's cohort default rate based on its adjustment or appeal submission, the revised cohort default rate will be available on Default Prevention and Management's (DPM) website at

Federal Student Aid is pleased to announce the issuance of the August 2006 Cohort Default Rate Guide (Guide). This version of the Guide captures the changes made since its initial publication on August 2001, including those changes noted on Change Page Log and changes resulting from the Higher Education Reconciliation Act of 2005 (the HERA). Tables and examples have been updated and some areas of information have been restructured for easier reading. The new version of the Guide is organized similar to the older version with the exception of noted changes.

The Department introduced another resource, the (Quick Reference) on October 26, 2005. The Quick Reference presents the key elements of the Cohort Default Rate Guide in a more informal, easy to understand manner. It can also be accessed from the Default Rate Guide homepage.

For additional information regarding the school cohort default rate calculation or the adjustment/appeal processes, please refer to the Cohort Default Rate Guide at

If you have any other questions, please send an email to: or call the Default Prevention and Management hotline at (202) 377-4259.

Last Modified: 09/10/2006