DCLPublicationDate: 2/1/97 DCLID: GEN-97-00 AwardYear: 1997-1998 Summary: This letter transmits A Guide to 1997-98 SARs and ISIRs.
Action Letter #6 February 1997
GEN-97-00 SUMMARY: This letter transmits A Guide to 1997-98 SARs and ISIRs.
Dear Colleague:
This Action Letter transmits A Guide to 1997-98 SARs and ISIRs. The Guide contains information to assist you in interpreting the codes that appear on the Student Aid Report (SAR), which is sent to the student, and the Institutional Student Information Records (ISIRs), which are sent directly to institutions by the Central Processing System (CPS).
Each type of student record contains summaries of information that the student reported using one of the application formats: the paper or electronic Free Application for Federal Student Aid (FAFSA), the paper or electronic Renewal FAFSA, or FAFSA Express. An information section for financial aid administrators appears on each type of output and identifies the student's eligibility results using a series of flags or codes. Although some of this information is available elsewhere, A Guide to 1997-98 SARs and ISIRs centralizes and explains the flags and codes in a format that can be updated or supplemented as necessary.
We hope this guide will be useful to you in assisting students to interpret their processed application data and make corrections when necessary.
Sincerely,
Elizabeth M. Hicks Deputy Assistant Secretary for Student Financial Assistance A GUIDE TO 1997-98 SARs AND ISIRs CONTENTS I. INTRODUCTION . . . . . 1 1997-98 Major Delivery System Changes . . . . . 1 FAFSA Express . . . . . 1 Certifications . . . . . 1 Redesigned..SAR . . . . . 2 New Reject for Invalid Date of Birth . . . . . 2 Social Security Administration (SSA) Match . . . . . 2 Assume Citizenship, if Confirmed by SSA . . . . . 2 SSA Re-Match for Corrections . . . . . 2 When SSA and INS Flags Conflict . . . . . 3 SSA Match Results on Correction Transactions . . . . . 3 Edit for Worksheet #3 Income . . . . . 3 New Edits for Earned Income Credit . . . . . 3 NSLDS Financial Aid History . . . . . 4 New NSLDS Match Flag . . . . . 4 NSLDS Results .Flag . . . . . 4 NSLDS Transaction .Number . . . . . 5 Transaction Receipt Date . . . . . 5 Reprocessing Reason Code . . . . . 5 Processing. Flow . . . . . 6 Flow Chart of 1997-98 Federal Application Processing System . . . . . 7 Transactions . . . . . 8 Two-Part SARs . . . . . 8 Highlights and Assumptions . . . . . 9 II. INFORMATION SUMMARIES ON SARs AND ISIRs . . . . . 11 Page One of the SAR and SAR Information Acknowledgement--Front . . . . . 11 Comments . . . . . 14 Page One--Back . . . . . 14 Information Summaries on ISIRs . . . . . 15 FAA INFORMATION . . . . . 15 Agency Source . . . . . 16 MDE Record Type . . . . . 16 Record Type . . . . . 16 Verification Type . . . . . 16 Verification Flag . . . . . 16 Pell Digit . . . . . 16 Model . . . . . 17 Duplicate Copy . . . . . 17 SysGen . . . . . 17 Dependency Override . . . . . 17 Special Handling . . . . . 17 *Reprocessing Code (new for 1997-98) . . . . . 17 FAA Adjustment Flag . . . . . 17 Reject Reasons . . . . . 18 Application Receipt Date . . . . . 18 *Transaction Receipt Date (new for 1997-98) . . . . . 18 Subsequent Application Flag . . . . . 18 Early Analysis Flag . . . . . 18 Auto Zero EFC Flag . . . . . 19 SNT Flag . . . . . 19 Pell Eligible Flag . . . . . 19 Match Flags . . . . . 19 *NSLDS Transaction Number (New for 1997-98) . . . . . 19 ISIR FAA Information . . . . . 19 SAR Information Acknowledgement FAA Information . . . . . 21 Primary and Secondary EFCs/Alternate EFCs . . . . . 21 Intermediate Compute Values . . . . . 22 Comment Codes . . . . . 22 III. CORRECTIONS AND UPDATES . . . . . 23 Information Review Form (IRVF) . . . . . 24 Information Request Form (IRQF) . . . . . 25 Parent Information for Independent Students . . . . . 25 Signatures for SAR Corrections . . . . . 26 Reject 16 --Signatures and Certifications . . . . . 26 SAR Part 2 General Information . . . . . 26 School Use Only Box . . . . . 26 Dependency Status Changes in the Electronic System . . . . . 27 APPENDIX A--REJECT CODES AND REJECT REASONS APPENDIX B--DATA BASE MATCHES AND MATCH FLAGS APPENDIX C--NSLDS FINANCIAL AID HISTORY/NSLDS MATCH FLAGS NSLDS Financial Aid History Page C-5 Loan Status Codes and Eligibility Chart C-6--8 Direct Loan Servicer Codes C-9 FFELP Servicer Codes C-10 FFELP Guaranty Agency Codes C-11 Selected FFELP Lender Codes C-12--16 Contact Information C-17 APPENDIX D--1997-98 SAR COMMENT CODES AND TEXT APPENDIX E--PROCESSOR ADDRESSES APPENDIX F--SAMPLE SAR and SAR INFORMATION ACKNOWLEDGEMENT APPENDIX G--SAMPLE ISIR (hardcopy) I. INTRODUCTION This guide will assist financial aid administrators (FAAs) in interpreting student information, whether the information appears in a Student Aid Report (SAR), which is a paper output document that is sent to the student; or in an Institutional Student Information Record (ISIR), which is an electronic report that is sent to the institution. The term ISIR refers to all processed student information records that are sent directly to institutions by the Central Processing System (CPS). SARs and ISIRs contain the same processed student information in different formats. ISIRs may be records sent to an institution through the Electronic Data Exchange (EDE), the Department's electronic service that allows institutions to send and receive electronic applications, corrections, and payment data with the CPS. ISIRs may also be full-data records on magnetic tape or cartridge that are mailed out on a schedule by the CPS to institutions participating in the Applicant Data Service. 1997-98 Action Letter #3 (GEN-96-19) provided a draft ISIR layout for institutions and state agencies, and 1997-98 Action Letter #4 (GEN-96-20) provided participation agreements for both EDE and the Applicant Data Service. The complete Technical Reference, which includes the most updated ISIR record layout, is completed and will be mailed out soon. Please note that since the 1996-97 processing cycle, institutions and state agencies may receive ISIRs either through EDE or through the Applicant Data Service, but not through both. This Guide to 1997-98 SARs and ISIRs explains codes and flags that appear as FAA information on the SAR and ISIR. Each code and flag described in the guide--rejects, database matches, comment codes, and so forth--has the same meaning whether it appears on a SAR or an ISIR. The format for presenting the codes may vary slightly for each type of output. 1997-98 MAJOR DELIVERY SYSTEM CHANGES FAFSA Express. This software allows a student to enter application data using a computer with a modem, and transmit the completed FAFSA data directly to the CPS using an 800 number. The FAFSA Express software was first distributed in October 1995, and we continue to enhance the program in each successive year. FAFSA Express can be used at locations that request it, such as high schools, colleges, Educational Opportunity Centers (EOCs), or public libraries. Students can also request FAFSA Express by calling 1-800-801-0576 or can download the software from the Department's Web page at: http://www.ed.gov/offices/OPE/index.html Complete FAFSA instructions are available as on-line help, and the software contains internal edits that prevent common errors and avoid rejection of the student's data. After completing the application, the student prints a Signature/Certification page, signs, has a parent sign if appropriate, and mails the page to a FAFSA Processor to complete the application process. See 1997-98 Action Letter #5 (GEN-96-22) for updated information about FAFSA Express. The 1997-98 version of the software will be available in December 1996. When a student transmits a FAFSA Express application but does not mail in a signed Signature/Certification page, the CPS processes the record but sends the student a two-part SAR with Reject 16 to indicate the student has not signed the application. Note that beginning in 1997-98, schools listed on the FAFSA Express application and state agencies will receive ISIRs with Reject 16. Certifications. A SAR with Reject 16 instructs the student to sign Part 2 (a parent must also sign if the student is dependent) and return the SAR to the FAFSA processor. Part 2 of this type of SAR includes the Statement of Educational Purpose and the Certification Statement on Overpayments and Defaults, since the student did not sign these statements on the Signature Page. Additional enhancements that were made to the FAFSA Express program are detailed in 1997-98 Action Letter #5 (GEN-96-22). Redesigned SAR The Student Aid Report (Part 2) was redesigned in 1997-98 to facilitate imaging and scanning. The mockup included at the end of this Action Letter shows the new format. Specifics of the formats of Part 1 and Part 2 will be discussed later. The SAR Information Acknowledgement has not changed in format. As in 1996-97, the SAR Information Acknowledgement can be used like any two-part SAR or ISIR for purposes of awarding student aid. If students need to correct data appearing on the SAR Information Acknowledgement, the corrections can be transmitted electronically by an institution. Alternatively, the student may request a duplicate of that record (always a two-part SAR) and send corrections through the paper system. Examples of the 1997-98 SAR and the 1997-98 SAR Information Acknowledgement appear in Appendix F of this guide. New Reject for Invalid Date of Birth We added one new reject in the Central Processing System for situations in which the student reported a date of birth that was equal to the current year. Because the National Student Loan Data System (NSLDS) and the Social Security Administration must have a correct date of birth to conduct the database matches, we decided it was necessary to require that the student correct this situation. This will be Reject 4. Social Security Administration (SSA) Match We revised the current Reject S to Reject 18, which is a nonverifiable reject. (See Appendix A for more information on reject reasons and codes.) The reject applies only in situations when the reported Social Security Number does not exist in the SSA database. If the SSN reported does belong to the student, then the student needs to follow up with SSA to ensure that the SSA database is updated with correct information. Then the student can submit the SSN again as a SAR or ISIR correction, and the CPS will match again with SSA. To have the database updated, the student must contact a Social Security Administration office. The SSA has indicated that their database is updated on a daily basis with information received from local and regional offices. If a student receives Reject 18 and realizes that the reported SSN was incorrect, the student may submit a SAR, or electronic correction via the school, to have the new (current) SSN matched again with the SSA and eliminate the reject. Comment 24 advises the student to correct item 8, but a financial aid administrator should keep in mind that in this situation, the original identifiers for the student (the original SSN and first two letters of the student's last name) will not change in the CPS. Assume Citizenship, if Confirmed by SSA We have made another change to the 1997-98 delivery system associated with the SSN match. If a student leaves the citizenship question blank on the FAFSA (question 15), but the SSA confirms that the student U.S. citizen, we will not reject the record for blank citizenship (Reject 17). The CPS makes this assumption only when the SSA match flag is "4," indicating a "complete" match, which means the student's SSN, name, date of birth, and U.S. citizenship were all confirmed. SSA Re-Match for Corrections Beginning in 1997-98, we will send a student's record for a new match with SSA if the student makes corrections to the SSN, the first or last name, or the date of birth. A new match flag will be generated and reported in the FAA Information section. Once confirmation of all the SSA match elements has been obtained (i.e., SSN, name, and date of birth all match and U.S. citizenship is confirmed), the SSN Match Flag and SSA Citizenship Flag will be carried forward to the student's 1998-99 Renewal Application, and the SSA match will not have to be performed each year that the student applies for aid. If a student whose match data have been confirmed subsequently attempts to change his or her SSN, the system does not accept the change and generates a comment (comment code #13) advising the student to contact the financial aid administrator for assistance. When SSA and INS Flags Conflict Previously, if a student's record was sent to the INS match, the match results would be provided along with any match results from the SSA citizenship match. The SSA does not automatically update its database information when a person becomes a naturalized citizen, and it is up to the student to update his or her citizenship information in the SSA database. Therefore, conflicting match flags between INS and SSA may exist. However, in 1997-98, we will suppress the SSA match flag for INS match records. SSA Match Results on Correction Transactions Finally, in 1997-98, we will provide the SSA match results as well as the associated comments and comment codes on all transactions. In 1996-97, the comments and flags appeared on the first transaction but did not carry forward on subsequent transactions. This change will ensure that FAAs are aware of the complete results of the match on any transaction. Edit for Worksheet #3 Income During the 1996-97 school year, we revised the way that the system edits the data reported in FAFSA questions 64 and 76 (the amounts from Worksheet #3 on page 12 of the FAFSA instruction book). These amounts represent taxable portions of grants and scholarships, work-study income, educational and living allowances paid under the National Community Service and Trust Act, and amounts paid as child support, all of which are excluded from the EFC calculation. At the beginning of the 1996-97 school year, the CPS made an assumption that when the amount reported as Worksheet #3 income was equal to, or greater than, the student's or parent's total income (AGI plus earned income plus untaxed income) the amount was incorrect and the CPS set that amount to "zero." In many cases, this edit worked as it was supposed to work and correctly targeted data that was misreported. However, in certain situations, the entire income earned by some students, particularly independent students, was derived from college work-study and the amount reported on Worksheet #3 was, in fact, equal to their total income. During the 1996-97 cycle, we revised the CPS edit that is performed on initial submissions to allow a student to verify the amount in questions 64 and/or 76 by re-reporting the same amount when submitting a correction. If the amount reported was equal to or less than the total income, the CPS would not assume zero on the corrected transaction. For 1997-98, the edit for Worksheet #3 will remain the same as the revised 1996-97 edit for students. However, for parents' income, the CPS will assume "zero" on the first transaction if the amount reported in question 76 is greater than 90% of the parents' total reported income in FAFSA Section F. The assumption for question 76 will also be suppressed if the amount is verified as equal to or less than total income. New Edits for Earned Income Credit In 1996-97, we moved the "Earned Income Credit" from the untaxed income worksheet in the instruction book (Worksheet #2) to the form itself, as new questions 59 and 71. Analysis of 1996-97 data reported in these fields indicated that the amounts reported on the FAFSA reflected amounts of earned income credit that were not consistent with family size and income. The CPS will perform several edits in 1997-98 to compare the earned income credit reported with family size and income level. If these items appear inconsistent, we will highlight the data and provide comments to the student regarding the inconsistencies (SAR/ISIR comments 166-169 and 176-179). NSLDS Financial Aid History For 1997-98, we have added several new flags to provide more detail about the results of matching a student's record with the National Student Loan Data System (NSLDS). The new NSLDS Financial Aid History page mockup (see Appendix C and F) shows the type and extent of information that will be provided when data from the NSLDS is passed through for a student's SAR and ISIR. Information at the top of the Financial Aid History page indicates whether the student has an overpayment, a defaulted loan, or an active bankruptcy. The CPS will print either "Y" or "N" as an indicator, rather than printing only the "Y." Previously a "blank" meant that an overpayment, default, or bankruptcy did not exist. The "Aggregate Amount" shown for FFELP/Direct Loans has been expanded to indicate the "Amount Pending Disbursement," which is defined as the loan amount minus the outstanding loan balance, minus any amount cancelled, if applicable. The Perkins Loan amounts reported will be cumulative amounts only, and no longer report whether loans were disbursed prior to 1987. In the next section, up to six of the student's most recent FFELP/Direct loans will be reported, and if more loans exist in NSLDS, this section will include a message stating "Access NSLDS for additional loan records." The last section reports up to six defaulted loans, and again a message will appear to "Access NSLDS for more records" if these exist. The columns for the "most recent loans" and the "defaulted loans" now give identical information for each loan that is shown, i.e., amount, begin date, end date, GA code, school code, and region code. The column previously headed "Servicer Code" is now headed "Current Holder" and will provide either the servicer code or the lender code, depending upon the type of loan. New NSLDS Match Flag In 1997-98, one new flag has been added for the NSLDS Match. This is a match flag of "7," signifying that the student's SSN was found in NSLDS but either the name or the date of birth did not match. Because the student's identity was not reliably confirmed, the NSLDS data will not be passed to the CPS. This match flag will trigger a "C" flag and comment 138 on the SAR and ISIR, and resolution is required. NSLDS Results Flag Four flags that give specific details about the results of the NSLDS match will appear in the FAA Information sections on the SAR, the SAR Information Acknowledgement, and the hardcopy ISIR in 1997-98. These flags are not new, but previously appeared only in the ISIR record layout and not on the output documents. The results flags are as follows: A flag of "1" means that the reported SSN was matched and confirmed with the NSLDS; NSLDS data were sent to the CPS and will appear on the SAR and ISIR. Schools are responsible for using this information when determining eligibility for Title IV aid. A flag of "2" means that the student's SSN was found in the NSLDS but the match could not be confirmed using either the name or date of birth. This result will generate comment code #138, informing the student and school that the problem must be resolved before Title IV aid can be paid. See Dear Colleague Letter (GEN-96-13) Q&A #26 for further discussion of this issue. A flag of "3" means that the reported SSN was not found in the NSLDS; a school can assume that the student had not received any previous Title IV loans or Pell Grant funds unless the school is aware of conflicting information. A flag of "4" means that the reported SSN was found and confirmed in the NSLDS, but there were no relevant data to return to the CPS. For example, the only data in the NSLDS were a prior year's Pell disbursement or one or more loans that had been fully repaid or discharged. The chart in Appendix B shows the relationship of these results flags with the NSLDS match flags, and provides information if resolution is required. NSLDS Transaction Number For 1997-98, we added a new flag to help financial aid administrators identify when something has changed in a student's NSLDS financial aid history, and should be reviewed. For example, on the first CPS transaction (01), the NSLDS transaction number will be "01." When a CPS 02 transaction is processed, the record is matched again with NSLDS. If the NSLDS information for that student is unchanged, the NSLDS transaction number will continue to be reported as "01." If a further transaction is processed and a CPS 03 transaction created, current NSLDS information is compared with the previous transaction. If these data are different than the data reported on the earlier transaction, the NSLDS transaction number will be set to "03." The value reported as the NSLDS transaction number will enable the FAA to determine if NSLDS data on a subsequent transaction needs to be reviewed. In the example above, if the NSLDS data from CPS transaction 01 had been reviewed and used, the FAA would not need to review NSLDS data on the second transaction because the NSLDS transaction number of "01" indicated nothing had changed. The FAA would need to review NSLDS data on the 03 transaction because the NSLDS transaction number of "03" indicated that data had changed from the earlier transactions. If a student or school requests a duplicate SAR or ISIR, the request is also sent to the NSLDS for matching. If the NSLDS data have not changed, the record will be processed as a duplicate with the same CPS and NSLDS transaction numbers. However, if the NSLDS data are different, the record will be processed as a system-generated correction (Sys Gen = L), and both the SAR/ISIR transaction number and the NSLDS transaction number will be incremented. Transaction Receipt Date In 1997-98, we will display the date that a document or electronic transmission is received by a FAFSA processor or the CPS. The input record may be a paper application or SAR or an electronic transmission through EDExpress or FAFSA Express. This transaction receipt date will appear in addition to the "Application Receipt Date," which displays the date that the first application was received. The Transaction Receipt Date will change for each transaction, but the Application Receipt Date will remain constant. Reprocessing Reason Code To help FAAs track student records that may require reprocessing during 1997-98, we added a two-digit numeric code in the FAA Information to provide more specific information about system- generated records. If a subset of student records requires reprocessing, for example, because there are changes in the formula or maximum Pell Grant EFC, or problems with NSLDS data, the Reprocessing Code will appear on the reprocessed records along with the System Generated (Sys Gen = Z) code that identifies a reprocessed batch. This code will be numeric and will be assigned and incremented with each reprocessing. The definition for a code will be available from customer service and announced on the Student Financial Assistance Bulletin Board Service (SFA BBS). PROCESSING FLOW The flow of information through the system remains the same in 1997-98 as in 1996-97. The student starts the process by filling out a financial aid application, and this information is "processed" through the system and returned to the student and institution. The application input can be one of five kinds: the paper Free Application for Federal Student Aid (FAFSA), the paper Renewal FAFSA, the electronic FAFSA through EDExpress, the electronic Renewal FAFSA through EDExpress, or FAFSA Express. The flow chart on the following page shows how information about a financial aid applicant flows through the system. The major participants and documents in the application process are: 1) THE U.S. DEPARTMENT OF EDUCATION (ED). 2) THE STUDENT. He or she may apply for federal student aid under the Title IV programs Federal Pell Grant and Federal SEOG programs, Federal Work-Study, Federal Perkins Loans, the Federal Family Education Loan Program, and the William D. Ford Federal Direct Loan Program. 3) THE APPLICATIONS. The Free Application for Federal Student Aid (FAFSA), the Renewal Application, FAFSA Express, or the electronic application or renewal application that the student must complete and submit in order to apply for federal student aid. 4) THE FAFSA PROCESSORS. Two organizations will serve as data entry processors for the 1997-98 school year under contract with ED. The FAFSA processors receive applications in the mail, perform document analysis to check that signatures are present and dates are acceptable, and handle missing or unacceptable responses. The processors enter the information from the application and transmit it electronically to the CPS. 5) THE CENTRAL PROCESSING SYSTEM (CPS). The CPS operates under a contract with ED to receive and process application information. The CPS matches student records with other data bases to check eligibility. The CPS also applies a series of "compute edits" to the application information to check for inconsistencies, contradictions, and missing information. During the compute process, the CPS uses the need-analysis formula specified in the Higher Education Act of 1965, as amended, to calculate each applicant's expected family contribution (EFC). 6) THE STUDENT AID REPORT (SAR) and the SAR Information Acknowledgement. These documents provide the student with processed application information. The CPS prints SARs and mails them directly to the address the student provided. 7) THE INSTITUTIONAL STUDENT INFORMATION RECORD (ISIR). ISIRs are produced by the CPS and provide the institution with processed application information. ISIRs may be transmitted electronically to destination points (schools and servicers) through EDE daily, or they may be sent out on magnetic tape or cartridge via the Applicant Data Service, up to 40 times each processing cycle. 8) THE SCHOOL. The school refers to every postsecondary educational institution that the student listed on the financial aid application. The financial aid administrator (FAA) at the school will use the processed information from the SAR or ISIR to determine what federal aid the student is eligible to receive. Schools and states may also use information from the SAR or ISIR to award their own financial aid. [[The chart "Flow Chart of 1997-98 Federal Application Processing System" on page 7 is currently unavailable for viewing on the SFA BBS. Please reference your paper document or download the pdf files for additional information.]] TRANSACTIONS A "transaction" is an interaction between the processing system and the financial aid applicant, or the school acting on behalf of the applicant, that changes any of the data on the applicant's record. Each transaction results in a new SAR or ISIR, and is identified by transaction number (i.e., 01, 02, 03). A transaction may sometimes be "system-generated." For example, when an applicant is released from a "hold" file, the CPS will automatically reprocess the application information and generate a new transaction without additional input from the student or from a school. However, the transactions discussed here will be student and system, or school and system, interactions. When application data first enter the CPS and are processed, the report that results is called the "01" transaction. The student receives a SAR and the listed schools receive ISIRs if the schools participate in EDE. If corrections are necessary, the student makes these changes on Part 2 of the SAR, returns the SAR to the FAFSA Processor, and the information is reprocessed. Alternatively, a school can enter corrections electronically through EDExpress, even if the school did not submit the original application electronically. The corrections generate a new record that is identified as an "02" transaction. This second type of transaction is called a "correction," although the term also is used to refer to students' updating information. To make a correction transaction, the student changes at least one data element. The change can be anything, even an address correction or the addition of extra colleges. The first correction is labeled "02," and subsequent corrections are labeled "03," "04," and so forth. Identifying the correct transaction is important when reporting Pell Grant payments and when requesting duplicate SARs or ISIRs. A duplicate will always be generated from the most recent transaction unless another, earlier transaction is specified. For 1997-98, the maximum number of transactions that an applicant may have is 40; when a student has corrected or updated information more than 20 times, the student will receive SAR comment 106, advising him or her to seek assistance from the financial aid administrator. TWO-PART SARs Part 1 of the SAR is an Information Summary that contains information for both the student and the FAA. Part 1 summarizes all the information reported by the student on the FAFSA plus the results of processing the information. Part 2 of the SAR is used by the student to make corrections to application data. Corrections can also be entered electronically by the school. Part 2 of the SAR may be an Information Review Form (IRVF), which reports FAFSA information for the student to review and correct, if necessary. Part 2 of a rejected SAR is called the Information Request Form (IRQF). For this type of SAR, an EFC could not be calculated and the student is required to make corrections. The SAR Information Acknowledgement has only one part and resembles Part 1 of a two-part SAR, although the FAA Information and the student's comments vary somewhat. Subdividing SARs into major types may help in understanding references to "an eligible SAR," an "ineligible SAR," or a "rejected SAR." The term "eligible" describes a SAR for an applicant whose EFC and undergraduate status indicate eligibility for a Pell Grant. The term "ineligible" describes a SAR for an applicant whose post- baccalaureate status or high EFC makes him ineligible for a Pell Grant. The term "rejected" describes a SAR that does not have a calculated EFC. SAR Type Student receives: Pell-Eligible EFC is 2500* Part 1, Part 2 or less, and applicant is not (IRVF) a graduate student and does not have a bachelor's degree Pell-Ineligible EFC is greater Part 1, Part 2 than 2500*; or applicant (IRVF) has a bachelor's degree or will be enrolled in a graduate or professional program Rejected Reject reason 19, Part 1, Part 2 no EFC is calculated (applicant (IRVF) is in an ED hold file) Rejected no EFC is Part 1, Part 2 calculated (all reject (IRQF) reasons except 19) Rejected Reject reason 16, Part 1, Part 2 no EFC is calculated (IRQF and (FAFSA Express application, certification processed without signatures) statements) * Maximum EFC for 1997-98 HIGHLIGHTS AND ASSUMPTIONS PAPER SYSTEM. Instructions to the student for making SAR corrections refer to "information printed in boldface type" that is to be reviewed carefully or that must be corrected. We refer to this information as "highlighted." Both the student and FAA need to pay careful attention to questions and responses that are highlighted. During the edit process, the CPS applies logic in comparing two or more pieces of information provided by the student. The CPS highlights information that is conflicting, missing, or contradictory. Items that are questioned are highlighted on Part 2 of the SAR. In certain instances the application is rejected because of a conflict--for example, the student answered that he or she is not married but provides financial information for a spouse. The CPS will reject this application (Reject 11) and print the questioned items in boldface type on Part 2 of the SAR. The CPS will not calculate an EFC, because key financial information is conflicting. In other situations, the CPS makes an "assumption" and does not reject the student's record. For example, a student reports that he/she is married and provides spouse's income, but reports only one person in the household. In this case, the CPS assumes there are two persons in the household, highlights both questions and responses on the SAR, and calculates an EFC if the record is not rejected for other reasons. Both the reported and the assumed values are printed, with the word "ASSUMED" in parentheses next to the assumed response. Assumptions are most often made by the system when questions are left blank, although in the assumption made for Worksheet #3 income discussed earlier in this section, the system assumed that a reported income amount should be "zero." Once an answer is assumed, the assumed information is used throughout all the subsequent edits and in the EFC calculation. If the CPS makes an assumption but then rejects the record for other reasons, an EFC is not calculated and the assumed values are not used. In this situation, the student receives an IRQF (Information Request Form) as Part 2 of the SAR, with arrows and brackets printed next to the questionable line items. The student is required to correct them.
ELECTRONIC SYSTEM. In the electronic system, certain edits are contained in the EDExpress software. These edits prompt the FAA who is entering application data to resolve inconsistencies before sending the student's information to the CPS. When inconsistencies or missing data would cause the record to be rejected at the CPS, the software does not allow the record to be saved or completed until information is changed or added. When electronic application data trigger a CPS edit that results in a highlight, the ISIR indicates the highlight by setting an "H" next to the item. The EDExpress software allows an FAA to override certain assumptions that would be made at the CPS. When an FAA sets an override code on an electronic application, the CPS accepts the data as reported and does not make an assumption about that item. For example, if a student indicates more than two family members are attending college, and also indicates the same number of persons live in the household (e.g., four in the household and four in college), the CPS would assume "one" person in college during processing. If, in fact, there are four family members attending college, the FAA can eliminate the need for a second transaction by setting the appropriate override flag in the EDExpress software. The electronic system also allows the FAA to override "verifiable rejects" by setting a reject override flag in EDExpress before transmitting the student's application. For example, a student may have an unusually large number of family members. If the FAA sets the appropriate override flag before sending the student's record for processing, the student's record will not be rejected. Overall, less than 1% of electronic applications and renewal applications are rejected, as compared with the paper application process where approximately 12% of the applications are rejected. II. INFORMATION SUMMARIES ON SARs AND ISIRs As mentioned in the Introduction, the SAR is only one way that institutions receive processed information from a student's financial aid application. More than 7000 postsecondary institutions participate in some aspect of the Electronic Data Exchange (EDE). These institutions can send application data from the school or through a servicer (either one is called a "destination point"), and receive processed student records (ISIRs) at the destination point. An EDE school will receive ISIRs for all students who listed that institution on the FAFSA, Renewal FAFSA, or FAFSA Express. Each type of CPS output contains an Information Summary of student data and information for the FAA. The SAR, but not the SAR Information Acknowledgement, also has a Part 2 that allows the student to correct the data. Appendix G contains the print format for the ISIR. Student and FAA information will print out on two pages, with an additional page for NSLDS Financial Aid History. Note that in general schools will not need to print hardcopy ISIRs, but in this guide, we will use the print format as a tool to discuss the codes that appear on the ISIR record. The format is identical for ISIRs received via EDE and for ISIRs received via tape and cartridge. Beginning with the SAR, we'll look at the information summary and the FAA information sections for each type of official CPS output. PAGE ONE OF THE SAR AND SAR INFORMATION ACKNOWLEDGEMENT--FRONT The top left of the page prints the ED seal, identifies the award year (1997-98), the document--Student Aid Report--and the part of the SAR: Part 1. The box at the top, center, position shows the Office of Management and Budget (OMB) form-clearance number and the expiration date. Previously letters identifying the FAFSA processors appeared above this box, but these are no longer used. Each of the two FAFSA processors will handle data entry for any SAR or application received, so the identification is no longer needed. [[The graphic on page 11 is currently unavailable for viewing on the SFA BBS. Please reference your paper document or download the pdf files for additional information.]] The student's social security number (SSN) appears below the OMB box. This is the SSN that the student originally reported on the FAFSA, Renewal FAFSA, or Correction Application. Directly under the SSN are the first two letters of the student's last name (the last name originally reported on the application), a dash, and a two-digit code that shows the transaction number for this SAR--that is, "01" indicates the first transaction, "02" a second transaction, and so forth. Next to the code appears the student's four-digit Personal Identification Number (PIN). The PIN can be used by schools participating in EDE to gain access to the student's electronic application record if they were not originally listed on the student's application or SAR. The following page compares several features of the front pages of the SAR and the SAR Information Acknowledgement. Beneath the headings appear the student's name and address, the number of SAR pages to expect, and the date the CPS processed the application. The number appearing above the student's name and address is a tracking number for the FAFSA Processors and the CPS, and is not used for any institutional purposes. Below the processed date is the student's EFC. [[The graphic on page 11 is currently unavailable for viewing on the SFA BBS. Please reference your paper document or download the pdf files for additional information.]] The EFC printed here is always the primary EFC, calculated for a nine-month academic year (see page 21 for information on the primary EFC). An asterisk printed next to the EFC indicates that the student was selected for verification by the CPS. A "C" printed next to the EFC means the student has an eligibility problem identified by the data matches that must be resolved. [[The graphics "SAR--Page One" and "SAR Information Acknowledgement--Page One" on page 12 are currently unavailable for viewing on the SFA BBS. Please reference your paper document or download the pdf files for additional information.]] One of two messages might appear below the EFC--BA DEG REC'D means the student reported in question 19 on the application, or in a correction transaction, that he or she had received a bachelor's degree. GRAD/PROF appears when the student answered "Yes" to question 42, that he or she will be enrolled in a graduate or professional program during 1997-98. In addition to these labels, SAR/ISIR comment text will also inform the student and FAA when a student reports that he or she will have a BA or be enrolled in a graduate or professional program. A student who answers "Yes" to either question is not eligible for a Pell Grant. Such student records are not sent to the Pell Payment System, and if a school attempts to report a Pell Grant payment, the payment system will not recognize the student and will reject the payment record. The FAA Information sections on the SAR, SAR Information Acknowledgement, and ISIR will print a "Y" for the Pell Eligibility Flag to identify students who are eligible for Federal Pell Grants based upon their EFCs and class levels. IMPORTANT REMINDER: Even though all income and asset information is correct and the EFC is less than the maximum Pell EFC, if a student incorrectly indicates that he or she has a BA degree or is a graduate/professional student, these items must be corrected on the SAR or through EDE, and processed through the CPS. Only then will the payment system be able to identify the student as eligible to receive a Pell Grant. COMMENTS. On both the SAR and the SAR Information Acknowledgement, the initial comments inform the student about eligibility for federal student aid and give basic instructions on reviewing the application information and making corrections if necessary. Other comments relate to specific problem areas, such as missing or illegible information or eligibility problems. On the SAR, comment text is continued on a subsequent page if necessary. The SAR will carry up to 20 comments, and an application that generates more than 20 comments will be rejected (Reject 20). The SAR Information Acknowledgement comments are fewer and less detailed, and generally refer the student to the FAA for assistance in making corrections or resolving problem issues. A SAR Information Acknowledgement is sent to the student only when application or correction data are entered electronically by a school through EDE. In these cases, the student and the school are already in contact and generally the student is enrolling in the school that transmitted the data. To assist in situations where a student might take the SAR Information Acknowledgement to a new school, we print the PIN and the full set of SAR/ISIR comment codes in the Processing Results section on the document (see Appendix D for comment codes and text). ________________________________________________ RE1199456 12345567891 321-54-00087 ST 01 ________________________________________________
On the SAR, two strings of numbers appear at the bottom of every page. The left-hand numbers are processing codes used by the FAFSA Processors and the CPS for tracking and quality control purposes. The right-hand numbers are the student identifiers: the original SSN and first two letters of the student's original last name, and the transaction number. On the SAR Information Acknowledgement, the top of page one shows the student identifiers, transaction number and PIN in a similar position as these appear on the two-part SAR. Only the student ID is repeated at the bottom of the SAR Information Acknowledgement page. NOTE: If a student changes his or her social security number or changes his or her name in the CPS, the original social security number and first two letters of the original last name will continue to be used as the student identifier during the rest of that award year. The SAR fields that show the last name and the SSN--fields 1 and 8--will carry the corrected name and SSN. However, when used as an identifier--on correspondence or in requesting duplicates--the student should use the original SSN and name. If the student applies in the following award year using the correct name and SSN, the records for that year will carry the correct identifiers. Correction Applications are not needed except to correct a situation when two students are using the same social security number. Correction Applications are obtained by calling the Correction Applications Coordinator for ED at (202) 260-9988. PAGE ONE--BACK The back of page one displays in condensed form every numbered question from the FAFSA and prints the answer the student gave to that question or the value the CPS assumed. EXCEPTION: If the student's application is rejected and an EFC is not calculated, the back of page one will not have an information summary, but will contain the FAA Information section instead. The NSLDS Financial Aid History page will also not appear on a rejected SAR. Part one of rejected SARs consists of a single, two- sided page, whereas part one of a non-rejected SAR consists of two two-sided pages. [[The graphic "Back of Page One, SAR and SAR Information Acknowledgment" on page 14 is currently unavailable for viewing on the SFA BBS. Please reference your paper document or download the pdf files for additional information.]] INFORMATION SUMMARIES ON ISIRs The student's processed application information appears on the electronic ISIR in a two-column, two-page format with an abbreviated version of each FAFSA question on the left and the student's response on the right. Information is divided into sections like the FAFSA sections, e.g., A. Yourself. Questions are not numbered individually, but each section heading identifies the range of FAFSA questions included. [[The graphic on page 15 is currently unavailable for viewing on the SFA BBS. Please reference your paper document or download the pdf files for additional information.]] FAA INFORMATION An FAA Information section allows the FAA to find every relevant piece of information about a student's eligibility in one place, whether on a SAR or ISIR. The formats and content vary somewhat between the SAR and ISIR, but all codes and flags have the same meaning wherever they appear. The FAA Information box on the SAR appears at the end of Part 1, following the last comment to the student. On the SAR Information Acknowledgement, a section headed "Processing Results" on the back of page one contains information and codes for FAAs. On the ISIR, FAA information is printed on the second page following the summary of application data. Descriptive labels are intended to help the FAA identify reject codes, match flags, intermediate values, and so forth. Using the SAR information section as a basis, here are identifications for the codes and flags that appear as FAA Information, reading from top to bottom for each column. Primary and secondary EFCs and Intermediate Values will be discussed later. [[The graphic "The SAR" on page 15 is currently unavailable for viewing on the SFA BBS. Please reference your paper document or download for additional information.]] COLUMN ONE Agency Source The agency source code identifies a FAFSA processor or other source of the application. 1 Electronic Application 2 Electronic Renewal Application 4 FAFSA Express 5 ACT (American College Testing) 6 I-NET 7 NCS MDE Record Type This identifies the type of input that produced a transaction. Blank Original application R Renewal application C Correction application H History correction D Duplicate request S FAFSA Express Record Type This code distinguishes an application from a correction that was made to a prior or existing transaction. Blank Original application (either FAFSA, Renewal FAFSA, or FAFSA Express) C Correction application H History correction Verification Type Blank Not selected for verification * Student was selected for verification on a transaction later than this one 99 Student was selected for verification on a transaction prior to this transaction A-C, Selected for verification, codes identify criteria for selection 1-37 The codes identified as TSC A through C and TSC 1 through 37 (targeted selection criteria) are used primarily by ED for statistical and analytic purposes. An FAA only needs to know whether or not a student's information must be verified. The required documentation and procedures for the school are the same regardless of the reason the applicant was selected for verification. Verification Flag The verification tracking flag may also be set as A, B, or C, or a number 1 through 37. See the explanation under Verification Type. "Verification flag" is connected to the code appearing in "verification type." Example: If an applicant is selected on the 01 transaction, "verification type" will carry a code of A through C or 1 through 37 and "verification flag" will be blank. Suppose that verification type is set to "24" on the 01 transaction. If the applicant then makes a correction, the 02 transaction will show verification type as "99"--meaning the applicant was selected on a previous transaction. The "24" code now appears as the verification flag. If an applicant was not selected for verification on the 01 transaction but then is selected on the 02 transaction, an asterisk is automatically set on the 01 record. If the student requests a duplicate of the 01 transaction (not previously selected), the asterisk appears on the duplicate SAR as "verification type," and alerts the FAA that the student was selected for verification on a later transaction. Pell Digit The Pell Digit appeared on the SAR Part 3 (Pell Grant Payment Voucher) until the voucher was eliminated in 1996-97. The character is derived using a mathematical formula. It is used to validate a student's identification when entering original student payment records using the EDExpress software for the electronic and Floppy Disk methods of reporting Pell payments. The Pell Digit displayed by the software should match the character printed on the SAR and ISIR. COLUMN TWO Model D Dependent I Independent X Rejected dependent Y Rejected independent Duplicate Copy Blank Not a duplicate SAR D The SAR was requested as a duplicate copy SysGen These codes identify a system-generated transaction that was initiated by the CPS, rather than resulting from an application or correction sent to the CPS. The codes show why a record was automatically generated by the CPS: Blank Not system-generated A Applicant released from drug abuse hold file D Duplicate request, and hold status has changed H Applicant released from verification hold L Duplicate request and NSLDS match data have changed R Applicant processed after rematching S Duplicate SSN and no activity Z Reprocessed transaction Dependency Override The flag identifies a record that resulted from an application or correction on which a successful dependency override request was made. The applications allow an override in only one direction: from dependent to independent. The SAR and electronic system allow an FAA to cancel a previous override. Blank No dependency override Y FAA override from dependent to independent N Dependency override cancelled Special Handling Blank No special handling * MDE requested special handling @ ED requested special handling P Address too long; requires special handling L Late processing authorized by ED *Reprocessing Code (new for 1997-98) As discussed in the overview, this code will provide information about batches of records that are reprocessed by the CPS for any reason. When the SysGen flag is set to "Z," this position will contain a two-digit number, beginning with "01" and incrementing each time that a subset of records is reprocessed. Check the SFA BBS for announcements that will define the reason associated with a particular code. COLUMN THREE FAA Adjustment Flag The flag indicates that a transaction resulted from a professional judgment adjustment. Comment 27 also notifies an FAA of this adjustment. When an FAA requests an adjustment, the CPS always recalculates the EFC. Blank No adjustment processed Y FAA adjustment processed Reject Reasons Up to seven reject reason codes can be printed in this position. Refer to Appendix A for the reject reason codes and the comment numbers associated with certain types of rejects. As discussed in the Introduction, one new reject (Reject 4) was added in 1997-98, and Reject S was changed to Reject 18. Application Receipt Date This date shows the date the paper application was received by the FAFSA processor, or the date an electronic transmission was received by the CPS. In the paper system, the maximum time allowed by contract with the processors to enter and transmit the application data (turnaround time) is 7 days for original applications, 6 days for Renewal Applications, and 5 days for corrections. The maximum CPS processing turnaround time is 3 days. These days are defined by the contracts as "work" days (Monday through Friday), not calendar days. The maximum time allowed from receipt of an application or correction to mail-out of the SAR would be 14 work days for original applications, 13 work days for Renewal Applications, and 12 work days for corrections. These totals for maximum turnaround time do not include mailing time for the application or correction to reach the FAFSA Processor or for the SAR to reach the student. *Transaction Receipt Date (new for 1997-98) The date appearing in this position will indicate the date that a processor or the CPS received the input information that generated the transaction. As described above, the receipt date for the first application will be a fixed date; the transaction receipt date, however, will change each time a new transaction is generated. For example, a student sends in a Renewal Application that is received by the FAFSA processor on March 13, 1997. This first transaction SAR and ISIR would have an Application Receipt Date of March 13, 1997 and also a Transaction Receipt Date of March 13, 1997. The student then sends in a subsequent original FAFSA on March 23, which produces an 02 transaction. The 02 SAR and ISIR would keep the Application Receipt Date of March 13, 1997 but the Transaction Receipt Date would be March 23, 1997. If the student then mails in a SAR with corrections and it is received on April 17, the 03 transaction would show an Application Receipt Date of March 13, 1997 and a Transaction Receipt Date of April 17, 1997. Subsequent Application Flag This flag was added in 1996-97 to indicate that a transaction resulted when a second, or subsequent, application was processed. Except for address and school choices, the data on the SAR or ISIR generated by a subsequent application will be the same data the student submitted on the first application. If a different address and different school choices are provided, the new information will appear on the new transaction. Blank Not a subsequent application Y Second or later application Early Analysis Flag Using FAFSA Express only, a student may indicate that he or she is applying for early admission for the 1998-99 school year. The software sets a flag on the student's record that appears in the FAA Information area. The early analysis indicator will appear on the SAR and the ISIR, but not on the SAR Information Acknowledgement. Please note that the early analysis flag does not invalidate the SAR--it simply notifies the school that a student checked the early analysis box on a FAFSA Express application. If the student actually enrolls for the 1997-98 school year, the early analysis record may be used for that school year. Blank Not an early analysis student Y Student indicated early analysis on a FAFSA Express application Auto Zero EFC Flag An applicant who meets certain tax filing and income criteria will qualify automatically for an expected family contribution figure of "0." When these criteria are met, the CPS assigns a "0" EFC and does not perform a calculation; intermediate values do not appear. Blank Does not meet criteria Y Student meets automatic zero EFC criteria SNT Flag This flag gives information about the Simplified Needs Test calculation that excludes asset information. It is performed if an applicant meets certain criteria for tax filing status and income level. Blank SNT was not performed Y SNT was met N SNT was not met Pell Eligible Flag We added this flag to FAA Information to alert schools to an applicant's Pell Grant eligibility status. A "Y" in this location confirms that a student's EFC and undergraduate status makes him or her eligible for a Pell Grant, and that the record has been included in the payment system database. Blank Not eligible for a Pell Grant Y Eligible for a Pell Grant Match Flags These alpha or numeric codes show the results of matching the applicant record with a data base containing information that can affect eligibility. A detailed discussion about the flags or codes that will appear in the FAA Information section for the SSN Match Flag, Selective Service Registration Flag, Selective Service Match Flag, INS Match Flag, SSA Citizenship Code, NSLDS Match Flag, and NSLDS Results Flag can be found be found in Appendix B. Additional information on the NSLDS match can be found in Appendix C. The INS Verification Number also appears under the "Match Flags" heading of FAA Information. The number that will appear in this position is a 13-digit confirmation number that the INS returns when a match was conducted. The FAA must use this number when secondary confirmation is necessary. The NSLDS Results Flag has appeared in the ISIR layout in previous years, and beginning in 1997-98 it will also be printed on the SAR, SAR Information Acknowledgement, and the ISIR. See the Introduction and Appendices B and C for explanation of the results flags. *NSLDS Transaction Number (New for 1997-98) This code appears at the end of the match flag section, although it is not a true match flag. We provide the number of the last transaction on which the student's NSLDS data changed as a signal to the financial aid administrator to review NSLDS information on a particular transaction. See the Introduction and Appendix C for additional information on the NSLDS transaction number. ISIR FAA Information FAA Information on the ISIR is formatted a bit differently from the SAR. In the section titled Office Information, the following information appears: OFFICE INFORMATION PIN Formula Type Processed Date Application Source Transaction Type Institution Number Reject Override Codes Assumption Override Codes The student's PIN will appear in this section only for a transaction type of "0" or "5," when the school receiving the ISIR also entered the student's application or renewal application data. The PIN will not appear on an ISIR in other situations. The Formula Type is not printed on the SAR but does appear on the SAR Information Acknowledgement since the SAR Information Acknowledgement is the paper output from an electronic transaction. Other codes in this section correspond to SAR data, e.g., application source corresponds to "Agency Source" on the SAR. "Transaction Type" identifies the source of the transaction. 0 Electronic original application 1 Paper application 2 Electronic correction 3 Electronic duplicate Request 4 Paper correction 5 Electronic renewal application The "Formula Type" code tells an FAA which formula was used to calculate the EFC. 1 Full needs test: dependent 2 Full needs test: independent w/o dependents 3 Full needs test: independent with dependents 4 SNT: dependent 5 SNT: independent w/o dependents 6 SNT: independent with dependents [[The graphics "ISIR FAA Information" and "SAR Information Acknowledgment" on page 20 are currently unavailable for viewing on the SFA BBS. Please reference your paper document or download the pdf files for additional information.]] The Institution Number verifies the identity of the originating institution. Reject and Assumption Override Codes appear because the EDExpress software allows an FAA to override certain rejects that are designated as "verifiable" rejects. It also allows an FAA to override certain assumptions that the CPS would make about a student's data when the information appears to be inconsistent. The Office Information section on the ISIR shows which Reject Override Codes and which Assumption Override Codes were set on the transaction. The ISIR also has FAA Information at the end of the information summary. The codes appearing on the ISIR are identical to codes that appear in the SAR FAA Information section except for "Correction # Applied To," which reports the transaction number against which an electronic correction was applied. SAR Information Acknowledgement FAA Information Because this type of SAR is a paper report to the student, but also an eligibility document like the correctable SAR and the ISIR, it contains information for both student and FAA. The intent of this document is to allow a student to review processing results when the information was input electronically by the school. The information section is headed "Processing Results" rather than "FAA Information." We have included here all the important match flags showing results of eligibility matches, as well as other information that an FAA would need to use the SAR Information Acknowledgement as an eligibility document. The comment text printed on the page is a basic set of comments directed to the student, but the comment codes listed at the bottom of the section include all SAR/ISIR comments that were generated for this record. Primary and Secondary EFCs/Alternate EFCs Both SAR and ISIR FAA Information sections contain the headings "Months," "Primary EFC," and "Secondary EFC." If both a Primary and a Secondary EFC appear, it means the student qualified for the Simplified Needs Test (SNT) but also provided information about assets. Two calculations were performed, producing the Primary EFC (asset information was not included in the calculation) and the Secondary EFC (asset information was included in a full-data calculation). [[The graphics "SAR" and "ISIR" on page 21 are currently unavailable for viewing on the SFA BBS. Please reference your paper document or download the pdf files for additional information.]] If only a Primary EFC appears, it means either 1) the student did not meet the Simplified Needs Test criteria and only the full-data calculation was done, or 2) the student met the SNT criteria but provided no asset information, or provided incomplete or inconsistent asset information and only one calculation could be performed. The figures printed for each of the twelve months represent alternate EFCs that an FAA must use to award aid--other than Federal Pell Grants--for an academic year that is less than or greater than nine months. For a dependent student, the alternate EFCs are calculated by the CPS according to a formula prescribed in the Higher Education Act of 1965, as amended. For the independent student, the law does not provide a formula but the CPS calculates a simple proration of the EFC by month. Intermediate Compute Values These abbreviations represent the intermediate steps used in calculating the EFC. They show the separate components of the need analysis formula, such as the "employment expense allowance" or "parents' contribution from assets." These components are defined in the Higher Education Act of 1965, as amended. The values can be useful to FAAs in doing recalculations or in making professional judgment adjustments to data. Alternate EFCs and intermediate values do not appear on the SAR Information Acknowledgement, only on the two-part SAR and the ISIR. The intermediate values are identified as follows: TI Total Income ATI Allowances Against Total Income STX State and Other Tax Allowance EA Employment Allowance IPA Income Protection Allowance AI Available Income CAI Contribution from Available Income (Independent Student) DNW Discretionary Net Worth APA Education Savings and Asset Protection Allowance PCA Parents' Contribution from Assets AAI Adjusted Available Income TPC Total Parents' Contribution TSC Total Student's Contribution PC Parents' Contribution SIC Dependent Student's Income Contribution SCA Dependent Student's Contribution from Assets Detailed information on the need analysis formula and methodology for calculating the EFC is available in an ED publication titled EXPECTED FAMILY CONTRIBUTION (EFC) FORMULAS, 1997-98. Comment Codes The last line in FAA Information shows the codes for comments generated on the record, which are important to the FAA. Standard comments to the student, where the text is printed on the SAR, are not included here. FAAs can review the comment codes and not have to read through every comment provided to the student to find information requiring FAA action. Up to 20 comment codes may be printed, and students receiving more than 20 comments will be rejected (Reject 20). The EDExpress software allows comment text to be printed out, if desired, for an ISIR. The SAR Information Acknowledgement, as mentioned previously, prints the full set of SAR comment CODES pertaining to that student's electronic record in the "comment code" section under Processing Results. The comment text printed out on the page, however, will be taken from the set of seven basic comments written for the student's information. All comment codes and text used in 1997-98 are provided in Appendix D. The seven SAR Information Acknowledgement comments appear on the first page of Appendix D. III. CORRECTIONS AND UPDATES The first step in the application process is sending a student's application information into the system, and receiving that student's processed application data back from the system. When data must be updated under the limited circumstances allowed by regulation, or must be corrected, additional steps are required. In the electronic system, changes (corrections or updating) can be made to any student's record regardless of whether it originally entered the system as a paper or an electronic application. Both updates and corrections are referred to as correction transactions. The electronic correction process requires that signed correction documentation be maintained by the school that inputs the new information. Documentation can be a paper SAR or other documents such as tax returns, a verification worksheet, or a change-of-address form. The FAA enters the changes on the EDExpress screen, transmits them to the CPS, and receives an ISIR containing the new processed data. In this situation, when the input is electronic, the student receives a SAR Information Acknowledgement. Part 2 of the SAR is a vehicle for corrections in the paper system. Students may use the SAR to correct and update their application information, and mail the SAR to a FAFSA processor for data entry. After the corrections are processed, the student receives a new two-part SAR and the schools receive ISIRs. If a student's application information is not rejected, and for students receiving Reject 19 only, Part 2 of the SAR is an Information Review Form (IRVF). A student whose application is rejected for any other reason receives a Part 2 called the Information Request Form (IRQF). On Part 2 of all SARs, the top right corner of each page shows the date the SAR was processed. The message "BA DEG REC'D" or "GRAD/PROF" will be printed under the date if either applies to the student. The student's EFC is printed if the SAR has a calculated EFC. The student's social security number and PIN appear on the right side of the page, just above the information columns. The bottom left of each page in Part 2 has a set of numbers in small type. On the left appears the SAR sort type/serial number. These numbers are used by the FAFSA processors to identify and track individual SARs and groups of applicant records that are sent in batches to the CPS. The numbers at the bottom right of the page are the student's original SSN, the first two letters of the original last name, and the transaction number. These numbers also appear on Part 1, and are used by the FAFSA processors to ensure that SAR pages for each student are collated and packaged correctly. As mentioned previously, when corrections need to be made to data reported on the SAR Information Acknowledgement, the student may have corrections transmitted electronically through EDExpress at a school, or the student may request a duplicate SAR (which will be a two-part SAR) and send corrections or updates to a FAFSA processor using Part 2 of the SAR. [[The graphic "The SAR, Part 2: Information Review Form" on page 24 is currently unavailable for viewing on the SFA BBS. Please reference your paper document or download the pdf files for additional information.]] Information Review Form (IRVF) The IRVF is generated when the student provides enough information on the FAFSA to allow an official EFC to be calculated. The IRVF appears as Part 2 on Pell-eligible and Pell-ineligible SARs. A SAR that receives Reject 19 only (the student is in one of the Department's hold files) also receives the IRVF as Part 2 but will not have a calculated EFC. This applicant must resolve the eligibility problem to be released from the hold file, but otherwise the information provided on the application appeared complete. Once an applicant is released from hold, the CPS will produce a system-generated SAR based on the application information. Part 2 of the SAR was redesigned for 1997-98, and the Information Review Form has two columns rather than three columns as in previous years. The "YOU TOLD US" column shows a shortened version of each numbered item that corresponds to a question on the FAFSA, and has printed beneath it the student's response to that question. The second column, "WRITE IN ONLY NEW OR CORRECTED INFORMATION" has boxes and ovals that resemble the answer fields on the FAFSA, and allow the student to indicate or write in a corrected answer, if necessary. Items that are highlighted (printed in boldface type) require special attention. Highlighting means the CPS identified the responses as questionable or inconsistent with other answers. The CPS may assume answers to certain questions by comparing them with other information on the application. Answers might be assumed when the question was left blank, or a positive number might be assumed when the answer to an income question was given as a negative number. When the CPS assumes an answer, both the reported value (value = answer) and the assumed value are printed on the SAR. The word "ASSUMED" will appear in parentheses with the assumed value. Assumed values are used by the CPS in performing the calculation and should always be reviewed carefully. If the assumed values are correct, the student does not need to change them on the IRVF. Fields that show assumed values or that trigger certain edits can also be identified as highlighted items on the ISIR. The fields will have an "H" printed next to the questioned or assumed item. The student can always correct other items, if necessary, whether or not they are highlighted. [[The graphic "The SAR, Part 2: Information Request Form" on page 25 is currently unavailable for viewing on the SFA BBS. Please reference your paper document or download the pdf files for additional information.]] Information Request Form (IRQF) When an applicant receives any reject other than Reject 19, the resulting SAR will have an Information Request Form (IRQF) as Part 2 and will not have a calculated EFC. The IRQF requires the student to correct information and return the SAR to the CPS for reprocessing. The redesigned IRQF also has two columns, like the IRVF. The first, "YOU TOLD US," shows the numbered questions and the student's response. The second column, "WRITE IN ONLY NEW OR CORRECTED INFORMATION," provides the same boxes and ovals as the IRVF for the student to write in a new or corrected response. When an item is questioned by the CPS, it will be highlighted (printed in bold type) and an arrow will print in the "YOU TOLD US" column pointing to the response field for the questioned item. This indicates that the student must provide a new answer because the original response was blank or illegible, and the item is necessary to perform an EFC calculation. The student may also correct other items, if necessary, even if they are not highlighted. At the top of the IRQF are instructions to the student explaining the meaning of the arrows, and the proper way to verify an answer, fill in an oval, or to delete an answer. New for 1997-98, the IRQF DOES NOT have brackets allowing a student to verify an answer by checking the bracket--To verify, the student must rewrite the same value in the response fields. Sometimes students are caught in a reject "loop" because they don't respond to all of the highlighted and arrowed items to turn off the reject, or because they provide new information that the edit check still considers to be inconsistent or questionable. Parent Information for Independent Students The SARs for dependent students and for independent students contain exactly the same sections and numbered items as the FAFSA. Parent information will be printed in the parent section for an independent student if the student provided it on the FAFSA. Students in the health professions are instructed to provide parental data, because the data are required by many health profession schools to award Title VII aid. Parental data provided by independent students will not be subject to any edits, but the data will appear on the SAR and on ISIRs and be carried forward on all transactions. Parental data are always required for dependent students and will be edited and used in the EFC calculation. Signatures for SAR Corrections On the last page of Part 2, a message in the top left corner shows the address where SAR corrections should be mailed. Each FAFSA processor has a different address to receive SAR corrections. (See Appendix E for processors' P.O. Box Numbers.) In the top right corner of the same page, the student is asked to certify that any corrections made on Part 2 are accurate and complete. This statement must be signed by the student. You may note that the wording of the certification has been changed to the same wording that appears on the FAFSA. For a dependent student at least one parent must sign, and for a married, independent student, the spouse should sign, although it is not required. Reject 16--Signatures and Certifications SARs with Reject 16 are mailed to students who submitted their applications via FAFSA Express, but did NOT follow up with a signed Signature/Certification page, or the page was incomplete and could not be processed. If the FAFSA Express record indicates that a printer was not available to the student, the CPS processes the FAFSA Express application immediately and mails a Reject 16 SAR. If the record indicates that a printer was available, the CPS holds the FAFSA Express transmission for up to 14 calendar days while waiting for a Signature Page. If a signature is not received in 14 days, the CPS processes the record and sends a Reject 16 SAR. A Reject 16 SAR will not have a calculated EFC, and on this type of SAR ONLY, Part 2 will contain the Statement of Educational Purpose and the Certification Statement on Overpayments and Defaults. To receive an EFC calculation, the student must sign Part 2 of a Reject 16 SAR and return it to the FAFSA processor's address indicated on the SAR. The student can also make other corrections to the Reject 16 SAR at the same time, if necessary. By signing and returning the certification statements along with the application data, the student completes the application process. Note that Reject 16 may appear with other rejects or highlighted data requiring correction or verification. When the student does mail in a Signature Page, an EFC can be calculated and Reject 16 does not apply. New for 1997-98: the CPS will send ISIRs for a Reject 16 transaction to schools that the student listed on the FAFSA Express application, and to state agencies. SAR Part 2 General Information On the last page of Part 2, we print important information and instructions for all students on a page headed "Instructions and Codes." Two of the FAFSA questions--course of study and type of degree/certificate--require the student to enter a code number rather than a literal response. To assist students in correcting these two fields, the instruction page provides code lists for the questions. If corrections are not necessary, the student may retain Part 2 as a summary of the application questions and responses. School Use Only Box An aid administrator can perform a dependency override from dependent to independent on the SAR by using the "School Use Only" box at the end of Part 2 (see illustration, next page). This box is designated "Professional Judgment" to identify the two types of professional judgment actions a financial aid administrator may perform, i.e., dependency override or FAA EFC Adjustment. To perform a dependency override, the FAA fills in the oval marked "1" on the line labeled D/O (Dependency Override), fills in the school's six-character Title IV School Code, and signs in the signature space. Dependency overrides can be performed on either the IRVF or the IRQF as well as on the FAFSA or Renewal Application. The SAR also allows an FAA to cancel a dependency override by filling in oval "2" in the D/O section, and providing the Title IV School Code and a signature. The Dependency Override indicator in the FAA Information section will contain this information: a "Y" if an override from dependent to independent was performed (comment 164 is triggered); an "N" if a dependency override was cancelled (comment 165 is triggered); and "blank" if no action was taken. If a dependency override action is not performed correctly, the student receives comment 46. DEPENDENCY STATUS CHANGES IN THE ELECTRONIC SYSTEM. The EDExpress software provides a dialogue box following the student status questions, and asks whether a dependency override will be performed. At this stage, an FAA may enter the code to perform the override from dependent to independent and subsequent screens will bring up only those questions the independent student must answer. The other type of Professional Judgment that may be performed using the School Use Box is a request for a professional judgment adjustment indicating that the FAA used professional judgment to make changes to one or more data elements. To indicate the request, the FAA would fill in the oval marked "FAA EFC Adjustment," provide the Title IV School Code and a signature. The Information Request Form on a rejected SAR (shown below) does not allow this type of professional judgment adjustment because the student has not received an EFC. When a professional judgment request is processed, the resulting SAR or ISIR carries a flag of "Y" in the "FAA EFC Adjustment Request" location, and a comment (#27) stating that the record resulted from a professional judgment action. [[The graphics on page 27 are currently unavailable for viewing on the SFA BBS. Please reference your paper document or download the pdf files for additional information.]] APPENDIX A--REJECT CODES AND REJECT REASONS Reject Reason Codes Reject reason codes can be either alpha or numeric. Alpha codes indicate reject reasons that are verifiable--that is, the student can verify the questionable data by re-entering the same value, or can correct it to a different value. Numeric codes are not verifiable--the questioned data must be corrected or provided. In all reject situations, the questioned information is highlighted on the SAR and an EFC is not calculated. A "verify" action on the SAR will override a CPS edit. For example, if a student reports an exceptionally large number of family members, e.g., 20 in the family, the student's application will get Reject W. The student can verify the information by correcting the item to the same value, return the SAR for reprocessing, and Reject W will not be triggered again. However, if instead of verifying that 20 in the family is correct, the student changes the 20 to 21, the corrected data will be subject to the same edits and will hit Reject W again. In the electronic system, an FAA can override a verifiable reject (except Reject P) before transmitting the student's data to the CPS if the FAA knows that the reported information is correct. Reject codes and reasons, and their associated SAR comment codes, are listed here in priority order. If a student is rejected for more than one reason, the codes will also appear in the FAA Information Box in priority order. The resolution for a rejected SAR is always the responsibility of the student, not the institution, and the SAR comment generated by the reject explains what action must be taken. Reject Code SAR Comment Code(s) Condition 19 8, 9, 18, 56 Student on verification or drug abuse hold file 2 n/a Incomplete application(student did not provide income information) 3 n/a Incomplete Renewal Application (student did not provide taxable income information) 20 76 Too many comments 1 n/a Simplified needs test not met, and all asset information is blank 17 68 Citizenship information blank or "No" 13 82 Both first and last names are blank N 82 Either first or last name is blank 18 24 Social security number not on SSA data base P 23 Social security number not within valid range 5 n/a Date of birth is blank or invalid 4 n/a Date of birth year equal to current year B n/a Independent student, date of birth equal to or later than September 1, 1980, and not current year 12 81 Any field needed for calculation is illegible 10 n/a Marital status and number of family members are blank W n/a Questionable number of family members 11 89, 99 Not married, but two incomes reported 6 91, 93 NOT MARRIED, BUT TWO EXPECTED YEAR INCOMES REPORTED (NOT USED IN 1997-98) 26-32 92 Negative asset value, or blank 46-52 92 asset value with positive asset debt U n/a Real estate/investment debt greater than value (parents/independent student) G n/a Real estate/investment debt greater than value (dependent student) 15 108 Unsigned SAR, or parent did not sign dependent student's application 16 110, 111 Unsigned FAFSA Express application Italics indicate a reject code for expected year income, which is not used in 1997-98. APPENDIX B--DATA BASE MATCHES AND MATCH FLAGS For the 1997-98 cycle, we are providing a new, expanded chart showing match flags for all the matches, the reasons associated with these match results, the number and text of the SAR/ISIR comment that is triggered, and information on what action the institution needs to take when resolution of a match problem is required. For the NSLDS match, we have also shown the relationship between the NSLDS Match Flag and the new NSLDS Results Flag. For further information on the NSLDS Financial Aid History Information Summary that appears on the SAR and ISIR, please see Appendix C. HOW TO USE THE CHART The information is provided for you to use as a quick reference. chapter 2 of the Student Financial Assistance Handbook contains more detailed information about student eligibility and the action need to resolve discrepancies found in the data matches. A flag of "C" is an indicator that institutional resolution is required. The "C" flag will be printed on the SAR next to the EFC if any of the conditions described in the chart are met. NOTE: Some of these conditions (as indicated) will generate a rejected record. An EFC does not print on rejected records. Therefore, although resolution is required, a "C" code will not be printed on the SAR. * = that a match flag value is not generated for cases that were not/could not be sent to the matching agency. [[The match charts on pages B-2 through page B-22 are currently unavailable for viewing on the SFA BBS. Please reference your paper document or download the pdf files for additional information.]] APPENDIX C--NSLDS FINANCIAL AID HISTORY/NSLDS MATCH FLAGS NSLDS MATCH As mentioned in the introduction, the NSLDS Financial Aid History Information Summary that appears on the SAR and ISIR has been revised for the 1997-98 cycle to provide more comprehensive financial aid information. To summarize the changes made for 1997-98: All indicator flags now contain a value. Pending disbursement information will be provided for aggregate amounts. The "First Disbursement Prior to 7/1/87" field has been deleted for Federal Perkins Loans. The sections for most recent loans and defaulted loans will now display up to six loan records each, provide information on FISL loans, and indicate when additional loans exist. The column headings for these sections have been standardized so the same information is provided for every loan record. Although NSLDS match flags and results flags do not appear on the Financial Aid History summary page, the flags will be printed in the FAA Information sections on 1997-98 SARs and ISIRs. These flags are described in the Introduction to this guide and in the chart in this Appendix. Details of the changes made to the NSLDS Financial Aid History Information Summary follow. A mockup of the 1997-98 NSLDS Financial Aid History page, as it will appear in the SAR, follows as Page C-5. WHEN NSLDS PAGE/INFORMATION APPEARS As mentioned in the discussion of the SAR-Part 1, the NSLDS Financial Aid History information for both SARs and ISIRs will be included with a student's record only when certain conditions apply. If a student's record is rejected for any reason, the SAR will not include a page for NSLDS information (only an NSLDS Results Flag of "1" will generate the NSLDS information page) . All rejected SARs, Part 1, consist of a single sheet of paper (two-sided), containing the SAR comments and the FAA Information section. The summary of application information and the NSLDS Financial Aid History page will not be printed for rejected SARs/ISIRs. If the student's record is not rejected, the NSLDS page/information may be absent from the record for other reasons: the student may have no previous loan history, the NSLDS data may not be relevant, or the match was incomplete and we could not reliably identify the student. If data are not sent to the CPS, we will not include the NSLDS page/information on that record. It is necessary to review the match flags and results flags together to understand each situation. The chart in Appendix B displays the various combinations of the NSLDS Match Flags and NSLDS Results Flags and indicates in which situations data are sent from NSLDS to the CPS and when resolution is required by the school. FLAGS (UPPER SECTION) All "Yes-No" fields in the section at the top of the Financial Aid History page showing Overpayments, Defaulted Loans, and Active Bankruptcy will display a value of either "Y" or "N." Previously a blank in this area was used to indicate "No." AGGREGATE AMOUNTS For 1997-98, NSLDS will provide Pending Disbursement information. The amount of pending disbursement is calculated by subtracting the outstanding principal balance and the amount cancelled, if any, from the amount of the loan. Calculations will only be reported for subsidized and unsubsidized loans with an ID status and Date of Guaranty and First Disbursement Date that is no more than one year before the date the application was matched with NSLDS. The "Total" reported in this section is the sum of the outstanding principal balance plus the pending disbursement. Loans paid in full, discharged, or fully cancelled will be excluded from this calculation. Aggregate amounts show outstanding principal balances for three classes of loans. The aggregate for subsidized loans is the cumulative outstanding principal balance for Stafford Subsidized (SF) and Direct Stafford Subsidized (D1) Loans. The aggregate for unsubsidized loans is the cumulative outstanding principal balance of Stafford Unsubsidized (SU) and Direct Stafford Unsubsidized (D2) Loans, SLS (SL) Loans, and Refinance (RF) Loans. The aggregate for consolidated loans is the cumulative outstanding principal balance of Federal Consolidation (CL), Federal Direct Consolidation Unsubsidized (D5) and Federal Direct Consolidation Subsidized (D6) Loans. FEDERAL PERKINS LOANS The Federal Perkins Loans section will display the same information as reported in the 1996-97 Financial Aid History, except that "First Disbursements Prior to 7/1/87" will no longer be reported. In this section, the First Disbursement Prior to 10/1/92 and the Expanded Loan Flag Option will always display a "Y" or "N." The Perkins Cumulative Loan Amount and Current Year (1997-98) Loan Amount fields will also always display a value, either a dollar amount, if one exists, or a "zero." MOST RECENT LOANS The third section from the top of the page will display up to six of the student's most recent FFEL, FISL, or Direct Loans, reported in descending order with the most recent loan appearing in the first position. If more than one loan has the same beginning date, the first loan printed will be the loan with the largest outstanding principal balance. (Note that the mockup in this Appendix displays "Perkins," although Perkins Loans will not be reported in this area.) If more than six loans exist in NSLDS, the bottom of this section will display a message stating "Access NSLDS for additional loan records." FFELP and Direct Loans that are paid in full, discharged, or fully cancelled will not be reported in this section. DEFAULTED LOANS The last section on the page reports up to six defaulted loans for the FFEL, FISL, Direct Loan, and Federal Perkins Loan programs. If more than six defaulted loans exist, the message to "Access NSLDS for more records" will print at the bottom of the section. Unlike last year, loans with DD (Defaulted then died) and DE (Death) status will be reported in the "Defaulted Loan" section. Please contact the current loan holder for resolution. The defaulted loans will appear in this section in descending order with the most severe defaulted loan in the first position, i.e., the first loan would DD (Defaulted then died) and DE (Death), followed by DL, DU, DT, DW, DB and DO. A chart of the loan status codes is also included in this appendix. Please note that some overlap in reporting may occur. A defaulted loan may appear in the Most Recent Loan section because it is a recent loan, and a recent loan may also be in default. See Appendix C-6--8 for the Loan Status Code and Eligibility Chart. STANDARDIZED INFORMATION The information appearing in the most recent loans and the defaulted loans sections has been standardized: each loan type displays a status code, status "as of" date, outstanding balance and "as of" date. The columns for each loan type display the GA code, school code, current holder, and region code. The "School Code" is the OPE ID. The "Current Holder" will display either the servicer code or the lender code, depending upon the type of loan. For a defaulted Federal Perkins Loan, "Current Holder" will be blank because the current holder code and school code are the same. This Appendix includes lists of the Direct Loan Servicer codes (C-9), the FFELP servicer codes (C-10), the FFELP Guaranty Agency Codes (C-11) and selected FFELP Lender Codes (C-12 to C-16, and Contact Information (C-17). NSLDS TRANSACTION NUMBER An NSLDS Transaction Number will be added to the SAR/ISIR in 1997-98. This number is separate from the current CPS (SAR/ISIR) transaction number and alerts the Financial Aid Administrator (FAA) that something has changed in a student's NSLDS Financial Aid History. For example, on the first 1997-98 CPS SAR/ISIR transaction (01), the NSLDS transaction number will also be "01." When a SAR/ISIR 02 transaction resulting from a subsequent application or a correction is processed, the student's record is matched again with NSLDS. If the NSLDS information for that student is unchanged, the NSLDS transaction number will continue to be reported as 01. If a further correction is processed and a SAR/ISIR 03 transaction is created, current NSLDS information is again compared to the previous transaction. If the data differ, the NSLDS transaction number will be set to 03 to reflect that there has been a change in the NSLDS data since the SAR/ISIR 02 transaction. In this example, the FAA should review NSLDS data. This NSLDS Transaction Number is triggered when any item that appears in the NSLDS Financial Aid History changes, when it is compared with data on the previous transaction. This means that a change to a date or a loan amount, as well as a flag, can trigger a new NSLDS Transaction Number. NEW NSLDS MATCH FLAG As mentioned in the Introduction, we have added a new NSLDS Match Flag of "7" to indicate that the student's SSN was found in NSLDS but neither the first name nor the date of birth matched. Because the student's identity was not reliably confirmed, the NSLDS data will not be passed to the CPS. This match flag will be combined with a results flag of "3" and will trigger a "C" flag on the SAR and ISIR and SAR/ISIR comment #138. To assist schools in resolving this situation, the NSLDS borrower tracking function has been enhanced to allow on-line access using the SSN only and can be used to retrieve the record with the matching SSN. This will help you determine whether that SSN belongs to the student you are assisting. You can also learn which data provider supplied the conflicting SSN information and contact the provider directly to resolve the discrepancy. Once the discrepancy is resolved, you do not need to wait for NSLDS to be updated before continuing the award process. If the match failure involves a mismatch on first name or date of birth, for example, if the student used a nickname or entered the date of birth incorrectly, see Dear Colleague Letter GEN-96-13, Q&A #26 for guidance. NSLDS RESULTS FLAGS Four flags that give specific details about the results of the NSLDS match will appear in the FAA Information sections on the SAR, the SAR Information Acknowledgement, and the hardcopy ISIR in 1997-98. These flags are not new, but previously appeared only in the ISIR record layout and not on the output documents. A flag of "1" means that the reported SSN was matched and confirmed with the NSLDS; NSLDS data were sent to the CPS and will appear on the SAR and ISIR. Schools are responsible for using this information when determining eligibility for Title IV aid. A flag of "2" means that the student's SSN was found in the NSLDS but the match could not be confirmed using either the first name or date of birth. This results flag will generate comment code #138, informing the student and school that the problem must be resolved before Title IV aid can be paid. See Dear Colleague Letter (GEN-96-13) Q&A #26 for further discussion of this issue. A flag of "3" means that the reported SSN was not found in the NSLDS. This results flag will generate comment code 140 and a school may assume that the student had not received any previous Title IV loans unless the school is aware of conflicting information. A flag of "4" means that the reported SSN was found (full match on SSN and either the date of birth, the first name, or both) and confirmed in the NSLDS, but there were no relevant data to print on the NSLDS page. For example, the only data in the NSLDS were a prior year's Pell disbursement or one or more loans that had been fully repaid or discharged. This results flag will generate comment code 137. [[The sample "NSLDS Financial Aid History" on page C-5 is currently unavailable for viewing on the SFA BBS. Please reference your paper document for additional information.]] [[The "Loan Status Codes and Eligibility Chart" on pages C-6 through C-8 is currently unavailable for viewing on the SFA BBS. Please reference your paper document or download the pdf files for additional information.]] FEDERAL DIRECT LOAN SERVICERS Code: Name: Phone No.: 000100 Direct Loan Servicing Center, Utica, NY 800-848-0979 000200 Direct Loan Servicing Center, Madison, WI TBA 000300 Direct Loan Servicing Center, Louisville, KY TBA 000400 Direct Loan Servicing Center, Indianapolis, IN TBA [[The charts "FFELP Loan Servicers" on page C-10, "FFELP Guaranty Agencies" on page C-11, "Selected FFELP Lenders" on pages C-12 through C-16, and "Contact Information & Fields Associated With Loan Status" on page C-17 are currently unavailable for viewing on the SFA BBS. Please reference your paper document or download the pdf files for additional information.]] APPENDIX D--1997-98 SAR COMMENT CODES AND TEXT INFORMATION ACKNOWLEDGEMENT Student's Comment Text 01 We have processed your application for Federal student aid, or the correction that you submitted electronically through your school. On the back of this page we printed the information we received and a summary of the results of processing that information. We may have assumed certain information to calculate your eligibility for Federal student aid. We printed any assumptions we made and the word "assumed" for those items on the back of this page. Contact your Financial Aid Administrator (FAA) if: - the assumptions we made are not correct, - you need to make other corrections, - we indicate below that we need more information to determine your eligibility, - we indicate below you are selected for verification, or - we indicate below you must work with your FAA to resolve some eligibility issues. 02 You need to give us more information before we can determine your eligibility for Federal student aid. 03 If all the information on this Student Aid Report is correct, you may be eligible to receive a Federal Pell Grant and other Federal student aid in 1997-98. Your FAA will determine whether you meet all other requirements to receive aid. The amount of aid will depend on the cost of attendance at your school, your enrollment status, Congressional budget restrictions, and other factors. 04 Based on the information you gave us, you are not eligible for a Federal Pell Grant. However, you may be eligible for other types of aid. 05 Your application has been selected for review in a process called verification. You must submit to your school signed copies of certain 1996 documents. 06 You must work with your FAA to resolve some issues before the FAA can determine if you are eligible to receive Federal financial aid. 07 You must resolve some issues before we can determine your eligibility for Federal student aid. Unless you are completing verification, it may be too late for you to make corrections or give us any more information this year. If you are still completing verification and you need to correct your Student Aid Report (SAR), contact the FAA at your school for assistance. We must have your corrected SAR no later than August 14, 1998. APPENDIX D--1997-98 SAR/ISIR COMMENT CODES AND TEXT Two-Part SAR 001 As you requested, this is a copy of the Student Aid Report (SAR) we processed on . No information has been changed. 002 You indicated on your FAFSA Express application that you were applying for "early analysis" and would not enroll in college before July 1, 1998. If this is not correct, contact your FAA. 003 This Student Aid Report (SAR) is a result of corrections to data entered incorrectly. 004 N/A 005 N/A 006 Read this letter carefully and review each item on Part 2 of this Student Aid Report (SAR). Follow the instructions at the top of Part 2 and in the Free Application for Federal Student Aid (FAFSA) instruction booklet to help you make corrections. For additional help with your SAR, contact your Financial Aid Administrator (FAA). 007 This Student Aid Report (SAR) has been produced because your verification issue has been resolved. 008 Your application cannot be processed until you have given us additional information. You must contact the U.S. Department of Education by calling 202-708-4766, or by writing to: U.S. Department of Education, Student Financial Assistance Programs, Student Receivables Division, 7th and D Streets, SW, ROB-3, Room 5118, Washington, DC 20202-5320. Include with your letter a copy of your SAR and your current address and telephone number (including the area code). 009 Your application cannot be processed because our records indicate that you are currently being denied aid due to a debarment and suspension action. If you wish to contest this finding, please contact the Debarment and Suspension Specialist, U.S. Department of Education, 202-708-5129, within 30 days after the date you submit this SAR to your school. 010 N/A 011 N/A 012 N/A 013 You tried to change your social security number. The Social Security Administration already verified that this social security number belongs to you. If you need assistance, see your FAA. 014 Records indicate that you received Federal student aid in a prior school year, but may not have registered with Selective Service as required. Your Selective Service registration status must be confirmed before you can receive any additional aid. If you are already registered, are exempt from registration, or are not required to register, contact Selective Service at 847-688-6888. Otherwise, if you have not yet reached age 26, you should register at your local post office. 015 N/A Note: THROUGHOUT THIS SECTION, ITALICS REPRESENT COMMENTS ON EXPECTED YEAR INCOME INFORMATION. THESE COMMENTS ARE NOT USED IN 1997-98. COMMENTS WITH CODES MARKED AS N/A ARE RESERVED, AND NOT USED IN 1997-98. 1997-98 ISIR COMMENT TEXT AND CODES ARE IDENTICAL, BUT REFERENCES ARE TO THE ISIR RATHER THAN THE SAR 016 You reported a total income for your parents that appears to be unusually low. Review the boldface items in Section F on Part 2 of your SAR and make corrections if necessary. 017 You reported a total expected 1997 income for your parents that appears to be unusually low. Review the boldface items in Section I on Part 2 of your SAR and make corrections if necessary. 018 Your application cannot be processed until you have resolved a prior year verification overpayment. Contact the U.S. Department of Education by calling 202-708-4766, or by writing to: U.S. Department of Education, Student Financial Assistance Programs, Student Receivables Division, 7th and D Streets, SW, ROB-3, Room 5118, Washington, DC 20202-5320. Include with your letter a copy of this SAR and your current address and telephone number (including the area code). 019 N/A 020 We determined your eligibility by using a simplified calculation. We could not provide a full data calculation because of incomplete or inconsistent information. To get a full data calculation, you must complete or correct the items in boldface type on Part 2 of your SAR 021 You reported a total income for yourself that appears to be unusually low. Review the boldface items in Section F on Part 2 of your SAR and make corrections if necessary. 022 YOU REPORTED A TOTAL EXPECTED 1997 INCOME FOR YOURSELF THAT APPEARS TO BE UNUSUALLY LOW. REVIEW THE BOLDFACE ITEMS IN SECTION I ON PART 2 OF YOUR SAR AND MAKE CORRECTIONS IF NECESSARY. 023 It appears that the social security number you reported on your application is not a valid social security number. See your FAA for assistance. 024 The Social Security Administration (SSA) did not confirm that the social security number you reported on your aid application is valid. If you believe that the number you reported is correct, you must contact an SSA office to resolve this problem. If you determine that the social security number you reported on your aid application is not correct, you should correct your social security number in Item 8 on your SAR. 025 N/A 026 Selective Service records indicate that you are not required to be registered with them until within 30 days of your 18th birthday. If you have not yet initiated the registration process, you may either check the "Yes" box for Item 105 on Part 2 of your SAR or obtain and complete a Selective Service Registration form, available at your local post office. If you have already requested that you be registered, they will process your request 30 days prior to your 18th birthday. 027 This report was produced in response to your Financial Aid Administrator's (FAA's) use of professional judgement to ADJUST your Expected Family Contribution (EFC). 028 We have forwarded your name to Selective Service for registration, as you requested. They will process your registration request 30 days prior to your 18th birthday. 029 Your registration or your exemption status has been confirmed by Selective Service. 030 The Selective Service reported that you have not registered with them. If you are female or were born before 1960, disregard this comment. Otherwise, a male who is required to register with Selective Service must be registered before aid can be disbursed. If you have not yet registered, are male, and are 18 through 25 years of age, you must either check the "Yes" box for Item 105 on Part 2 of your SAR, or obtain and complete a Selective Service Registration form, available at your local post office. If you believe you have already registered or are exempt, please contact the Selective Service at 847-688-6888 to resolve any problems regarding your registration status. 031 We have forwarded your name to Selective Service for registration, as you requested. 032 Because of processing problems we were unable to conduct a match to verify your registration status with Selective Service. If you are female or were born before 1960, disregard this comment. Otherwise, a male who is required to register with Selective Service must verify he is registered before aid can be disbursed. If you are registered, you will receive a letter of confirmation from the Selective Service within two weeks. If you are not registered, are male, and are 18 through 25 years of age, you must either check the "Yes" box for Item 105 on Part 2 of your SAR, or obtain and complete a Selective Service Registration form, available at your local post office. If you believe you are registered and do not receive a letter of confirmation, or are exempt, contact Selective Service at 847-688-6888. 033 We could not send your name to Selective Service as you requested because you did not give us enough information, or because you are past the age limit for registration. If you are at least 18 but not yet 26, you may register by checking the "Yes" box for Item 105 on your SAR. You must also provide information for Items 1, 2, and 9. You may also register by obtaining and completing a Selective Service Registration form, available at your local post office. If you are a male who has reached age 26, you cannot use the SAR to register. You must contact Selective Service at 847-688-6888 to resolve your registration status before you can receive Federal student aid. You are exempt from registering if born before 1960. 034 THIS REPORT WAS PRODUCED IN RESPONSE TO YOUR REQUEST FOR A SPECIAL CONDITION CALCULATION. 035 FOR YOUR FAA'S INFORMATION, WE HAVE PROVIDED AN EXPECTED FAMILY CONTRIBUTION (EFC) CALCULATION BASED ON YOUR EXPECTED 1997 INCOME. 036 WE COULD NOT PROCESS YOUR REQUEST FOR A SPECIAL CONDITION CALCULATION. EITHER YOU DID NOT PROVIDE YOUR EXPECTED 1997 INCOME, OR YOUR FAA DID NOT COMPLETE THE NECESSARY INFORMATION IN THE SCHOOL USE BOX. CONTACT YOUR FAA FOR FURTHER ASSISTANCE. 037 We were unable to complete your registration with Selective Service. If you wish to register and you have not yet reached age 26, you must either check the "Yes" box for Item 105 on your SAR, or complete a Selective Service Registration form, available at your local post office. 038 N/A 039 N/A 040 This Student Aid Report (SAR) is in response to the student aid application you submitted. You had already sent an application that is on file. This SAR contains the same information as the SAR you received from your previous application. We only made changes to the address or institutions. If you need to make changes to your information, you should make them to this SAR by following the instructions at the top of Part 2 and in the Free Application for Federal Student Aid (FAFSA) instruction booklet. For additional help with your SAR, contact your Financial Aid Administrator (FAA). 041 N/A 042 N/A 043 N/A 044 We could not process your FAA's request for an ADJUSTMENT to your Expected Family Contribution (EFC). Either you did not provide corrections to your financial information, or your FAA did not complete the School Use Box on Part 2 of your SAR. As a result, we only made changes to your name and address if requested. No changes to financial information were made. Contact your FAA for further assistance. 045 This SAR contains information that was corrected from your previous SAR. Your Financial Aid Administrator provided a signature and/or a Title IV School Code number in the School Use Only box, but did not check the box to request a professional judgment adjustment. Therefore we cannot determine whether the changes made were student corrections or FAA adjustments. 046 We could not process your FAA's request to perform or cancel a DEPENDENCY OVERRIDE. Your FAA did not provide the necessary information. Contact your FAA for further assistance. 047 We need you to give us more information so that we can determine your eligibility for Federal student aid. REVIEW ALL OF THE INFORMATION on Part 2, the Information Request Form, and respond to each of the items in bold. After making all necessary corrections, you and your parent must sign the Certification at the end of Part 2. You may take Part 2 of your SAR to one of the schools you have listed on the SAR to have the FAA submit your corrections electronically. Or you may send Part 2 of your SAR to the address next to the Certification (keep all other parts for your records). You will receive a new SAR in about 4 weeks. 048 We need you to give us more information so that we can determine your eligibility for Federal student aid. REVIEW ALL OF THE INFORMATION on Part 2, the Information Request Form, and respond to each of the items in bold. After making all necessary corrections, you and your parent must Sign the Certification at the end of Part 2 and send it to the address next to the Certification (keep all other parts for your records). You will receive a new SAR in about 4 weeks. 049 We need you to give us more information so that we can determine your eligibility for Federal student aid. REVIEW ALL OF THE INFORMATION on Part 2, the Information Request Form, and respond to each of the items in bold. After making all necessary corrections, you and your parent must sign the Certification at the end of Part 2. Check with the school you are planning to attend to see if the corrections can be submitted electronically. If not, you may send Part 2 of your SAR to the address next to the Certification (keep all other parts for your records). You will receive a new SAR in about 4 weeks. 050 We need you to give us more information so that we can determine your eligibility for Federal student aid. REVIEW ALL OF THE INFORMATION on Part 2, the Information Request Form, and respond to each of the items in bold. After making all necessary corrections, you (and your spouse) must sign the Certification at the end of Part 2. You may take Part 2 of your SAR to one of the schools you have listed on the SAR to have the FAA submit your corrections electronically. Or you may send Part 2 of your SAR to the address next to the Certification (keep all other parts for your records). You will receive a new SAR in about 4 weeks. 051 We need you to give us more information so that we can determine your eligibility for Federal student aid. REVIEW ALL OF THE INFORMATION on Part 2, the Information Request Form, and respond to each of the items in bold. After making all necessary corrections, you (and your spouse) must sign the Certification at the end of Part 2 and send it to the address next to the Certification (keep all other parts for your records). You will receive a new SAR in about 4 weeks. 052 We need you to give us more information so that we can determine your eligibility for Federal student aid. REVIEW ALL OF THE INFORMATION on Part 2, the Information Request Form, and respond to each of the items in bold. After making all necessary corrections, you (and your spouse) must sign the Certification at the end of Part 2. Check with the school you are planning to attend to see if the corrections can be submitted electronically. If not, you may send Part 2 of your SAR to the address next to the Certification (keep all other parts for your records). You will receive a new SAR in about 4 weeks. 053 N/A 054 N/A 055 Your denial of benefits under the Anti-Drug Abuse Act of 1988 has been resolved and processing of your student aid application may continue. However, you must submit documentation to your FAA from the Department of Education's Drug Enforcement and Compliance Monitoring Office that shows what aid you may be eligible to receive. 056 Your application cannot be processed because our records indicate that you are currently being denied aid from one or more Title IV Federal assistance programs by court order under terms of the Anti-Drug Abuse Act of 1988. If you wish to contest this finding, contact the Specialist for Drug Enforcement and Compliance Monitoring, U.S. Department of Education, 202-708-5129, within 30 days after the date you submit this SAR to your school. 057 N/A 058 Because of processing problems, we were unable to determine from the Social Security Administration if the social security number you reported on your application belongs to you. To receive Federal student aid, you must provide current proof to your FAA that the social security number in Item 8 is yours. 059 We could not determine from the Social Security Administration if the social security number you reported belongs to you because you did not give us your last name or date of birth. Correct Items 1 and/or 9 on your SAR. 060 The date of birth you reported on your application is inconsistent with the Social Security Administration's records. 061 According to Social Security Administration (SSA) records, the name you reported on your application does not correspond with the social security number you provided in Item 8. You should review Items 1, 2, 3, and 8 on this SAR. If all of these items are correct, you must contact an SSA office to resolve this problem. If you find that Items 1, 2, or 3 are incorrect, you should make corrections on your SAR where appropriate. If you determine that Item 8 is incorrect, you should contact your FAA to determine if you should correct your social security number on your SAR or file a new application. 062 In addition, the Social Security Administration could not confirm your claim of U.S. citizenship because of their question about your social security number, name, or date of birth 063 As we have indicated on your previous SAR, the date of birth you reported on your application is inconsistent with the Social Security Administration's records. 064 As we have indicated on your previous SAR, the name you reported on your application does not correspond with the social security number you provided in Item 8. You should review Items 1, 2, 3, and 8 on this SAR. If all of these items are correct, you must contact a Social Security Administration office to resolve this problem. If Items 1, 2, or 3 are incorrect, you should make corrections on your SAR where appropriate. If you determine that Item 8 is incorrect, you should contact your FAA to determine if you should correct your social security number on your SAR or file a new application. 065 N/A 066 N/A 067 N/A 068 You did not indicate on your application that you are a U.S. citizen or an eligible noncitizen. To be eligible to receive Federal student aid, a student must be-- (1) A U.S. citizen (or U.S. National), or (2) An eligible noncitizen, such as a U.S. permanent resident or a resident of certain Pacific Islands, or (3) An eligible noncitizen as determined by the Department of Education 069 You reported in Item 32 that you were an undergraduate student. This conflicts with the information you reported in Items 19 and/or 42. 070 Your answers to Items 19 and 42 show that you will either have a bachelor's degree by July 1, 1997 or you will be a Graduate/Professional student in 1997-98. Graduate students are eligible for most types of Federal aid, but not the Federal Pell Grant. Please review your answers to Items 19 and 42 and make any corrections if necessary. See your FAA to determine what types of aid you may be able to receive. 071 You did not indicate whether you will have a bachelor's degree by July 1, 1997 or if you will be a Graduate/Professional student in 1997-98. After correcting Items 19 and 42, see your FAA to determine what types of aid you may be able to receive. 072 Your answers to Items 19 and 42 do not appear to agree. Please review your answers to Items 19 and 42 and make any corrections if necessary. Then see your FAA to determine what types of aid you may be able to receive. 073 You did not tell us your state of legal residence. To calculate your eligibility for Federal student aid, we assumed that your state of legal residence is the same as your mailing state (for independent students) or your parents' state (for dependent students whose mailing state is blank). If this assumption is wrong, correct Item 11 by entering your two-character state code. 074 The date you reported in Item 18 as the date you were married, separated, divorced, or widowed does not appear to be correct. Review this information and provide the correct month and year that your marital status changed. 075 You changed your marital status to "married." You are required to report marital status as of the date that you signed your original student aid application, and you should not update this item if you get married during the 1997-98 school year. Review your response and make sure it is correct. 076 We could not determine your eligibility for Federal student aid based on the information you reported on your Free Application for Federal Student Aid (FAFSA). Take both parts of this Student Aid Report (SAR) to the Financial Aid Administrator (FAA) at your school to get help correcting your information. 077 N/A 078 Due to special circumstances, permission has been granted by the U.S. Department of Education to process your application after the June 30, 1998 deadline. 079 N/A 080 A student aid application was recently submitted to us by someone from this address. It appears that an incomplete name was provided on the application or on the envelope. The applicant should review Items 1 and 2 on Part 2 of the SAR and provide his or her full name. If the applicant does not have both a first and a last name, draw a line through the answer area for the blank name. 081 We could not understand some of the information you submitted. We have printed question marks (?????) in the "You told us" column for those items we didn't understand. You must correct those items. 082 A student aid application was recently submitted to us by someone from this address. No name was provided on the application or on the envelope. The applicant must provide his or her full name in Items 1 and 2 on Part 2 of the SAR. 083 Our records show that the Social Security Number (SSN) you reported is being reported by someone else. Please see your FAA to determine if you need to correct your SAR. 084 Our records show that the Social Security Number (SSN) you reported is being reported by someone else. Please see your FAA to determine if you need to make a correction to your SAR. 085 You didn't tell us whether your parents filed a U. S. income tax form for 1996, so we assumed your parent(s) did or will file a 1996 U.S. income tax return. If this assumption is not correct, enter code "5" (Will not file) in Item 65 on Part 2 of your SAR. Also correct Items 66 through 68, if needed. 086 WE ASSUMED YOUR PARENT(S) WILL FILE A 1997 U.S INCOME TAX RETURN. IF THIS IS NOT CORRECT, CONTACT YOUR FAA FOR ASSISTANCE 087 You didn't tell us whether your parents filed a U.S. income tax form for 1996, so we assumed your parent(s) did not and will not file a 1996 U.S. income tax return. If this assumption is not correct, enter the appropriate code number for the form your parents will file in Item 65 on Part 2 of your SAR. Also correct Items 66 through 68, if needed. 088 YOU REPORTED AS ZERO, OR LEFT BLANK, SOME OF THE INFORMATION ABOUT YOUR PARENTS' EXPECTED 1997 INCOME. WE ASSUMED YOUR PARENT(S) WILL NOT FILE A 1997 U.S. INCOME TAX RETURN. CORRECT ITEMS 111 THROUGH 116 ON PART 2 OF YOUR SAR IF THIS ASSUMPTION IS NOT CORRECT. 089 You reported incomes for both parents. However, you reported or we assumed that they are Please review Items 48, 69, and 70 and report the marital status and income for only the parent(s) who support(s) you. 090 N/A 091 YOU REPORTED EXPECTED INCOMES FOR BOTH YOUR PARENTS. HOWEVER, YOU REPORTED OR WE ASSUMED THAT THEY ARE PLEASE REVIEW ITEMS 48, 111, AND 112, AND REPORT THE MARITAL STATUS AND EXPECTED INCOME FOR ONLY THE PARENT(S) WHO WILL SUPPORT YOU. 092 You reported a blank or a negative amount, which we cannot accept, in at least one field on your application. Please respond to the items in boldface type. 093 YOU REPORTED EXPECTED 1997 INCOME FOR A SPOUSE. HOWEVER, YOU REPORTED OR WE ASSUMED THAT YOUR MARITAL STATUS IS YOU SHOULD REPORT EXPECTED 1997 INCOME FOR A SPOUSE ONLY IF YOU ARE MARRIED. IF YOU ARE MARRIED, WRITE "MARRIED" IN ITEM 17 ON PART 2 OF YOUR SAR. IF YOU ARE UNMARRIED OR WERE MARRIED, BUT THE DIVORCE, SEPARATION, OR DEATH OF YOUR SPOUSE OCCURRED BEFORE YOU APPLIED FOR STUDENT AID, CORRECT ITEM 112. ALSO REVIEW ITEM 111 TO MAKE SURE IT IS CORRECT. 094 It appears you reported the same income value more than once. Review the income items in boldface type on Part 2 of your SAR. If these items are correct, do not change them. 095 You didn't tell us whether you filed a U.S. income tax form for 1996, so we assumed you did or will file a 1996 U.S. income tax return. If this assumption is not correct, enter code "5" (Will not file) in Item 53 on Part 2 of your SAR. Also correct Items 54 through 56, if needed. 096 WE ASSUMED YOU WILL FILE A 1997 U.S. INCOME TAX RETURN. IF THIS ASSUMPTION IS NOT CORRECT, CONTACT YOUR FAA FOR ASSISTANCE. 097 You didn't tell us whether you filed a U.S. income tax form for 1996, so we assumed you did not and will not file a 1996 U.S. income tax return. If this assumption is not correct, enter the appropriate code number for the form you will file in Item 53 on Part 2 of your SAR. Also correct Items 54 through 56, if needed. 098 YOU REPORTED AS ZERO, OR LEFT BLANK, SOME OF THE INFORMATION ABOUT YOUR (AND/OR YOUR SPOUSE'S) EXPECTED 1997 INCOME. WE ASSUMED YOU WILL NOT FILE A 1997 U.S. INCOME TAX RETURN. CORRECT ITEMS 111 THROUGH 116 ON PART 2 OF YOUR SAR IF THIS ASSUMPTION IS NOT CORRECT. 099 You reported income for a spouse. However, you reported or we assumed that your marital status is You should report income for a spouse only if you are married. If you are married, write "Married" in Item 17 on Part 2 of your SAR. If you are unmarried or were married, but the separation, divorce, or death of your spouse occurred before you applied for student aid, correct Item 58. Also review Item 57 to make sure it is correct. 100 N/A 101 N/A 102 N/A 103 The Department of Education was unable to find one or more of the schools you listed on your application on its school file. We therefore could not determine if each school participates in Federal student aid programs. To receive Federal student aid, you must attend a school that participates in these programs. Check with each school you listed on your application that does not appear on your SAR to find out if it participates in these programs. It may be necessary to make corrections to your SAR. 104 ATTENTION: We were unable to find any schools you listed on our school file, or you did not list any schools on your application, or did not verify any schools on your renewal application. To receive Federal student aid, you must attend a school that participates in the Federal student aid programs. Check with each school you are considering in 1997-98 to find out if it participates in these programs. Contact your FAA for assistance to make the necessary corrections to your SAR. 105 Based on our records, you have corrected the information from your financial aid application at least four times. See the FAA at your school before sending in any further corrections. 106 You have corrected information on your SAR more than 20 times. Before sending in another correction, contact your FAA for assistance. 107 N/A 108 Your parent did not sign your application or the SAR corrections you submitted. If your parent is not able to sign, see your FAA or High School Counselor. 109 We could not process your application or the SAR corrections you submitted because your parent did not sign your application or your SAR. You and your parent must sign the Certification at the end of Part 2 of this SAR, make any necessary corrections, and return Part 2 to the address next to the Certification. If your parent is not able to sign, see your FAA or High School Counselor. 110 We have not received the signature page from your FAFSA Express application. 111 We can not process your application submitted through FAFSA Express until you have signed the Certification at the end of Part 2 of this SAR and returned it to the address next to the Certification. If you have provided your parents' information, they must also sign this SAR. If your parent is not able to sign, see your FAA or High School Counselor. 112 We have applied a formula to the information from the form you submitted. The result of this formula will be used by your school to determine your eligibility for most types of Federal student aid. See your FAA to determine what types of student aid you may be able to receive. Based on the information you gave us, you are not eligible for a Federal Pell Grant. All the schools listed on this SAR will receive an electronic report of your financial aid information. Unless a school informs you otherwise, you do not need to submit this SAR to any school. Keep the SAR in case you need to make corrections, or if you decide to attend a school that is not listed. 113 We have applied a formula to the information from the form you submitted. The result of this formula will be used by your school to determine your eligibility for most types of Federal student aid. See your FAA to determine what types of student aid you may be able to receive. Based on the information you gave us, you are not eligible for a Federal Pell Grant. You should submit a photocopy of this SAR to all the schools that you may be interested in attending for the 1997-98 school year. They will use it to determine your eligibility for Federal student aid. Submit the original SAR to the school where you actually enroll. 114 We have applied a formula to the information from the form you submitted. The result of this formula will be used by your school to determine your eligibility for most types of Federal student aid. See your FAA to determine what types of student aid you may be able to receive. Based on the information you gave us, you are not eligible for a Federal Pell Grant. Some of the schools that you listed will not receive your application information electronically and will require a photocopy of this SAR. Review any financial aid materials you received from schools that you are interested in attending to see which ones require a copy of your SAR. Submit the original SAR to the school where you actually enroll. 115 N/A 116 N/A 117 Based on the information you provided on your application, we had to assume certain information to calculate your eligibility for Federal student aid. We printed the assumption we made and the word "assumed" in the "You told us" column for each of these items. If these assumptions are correct, do not change them. 118 Be sure to review the items in boldface type on Part 2 of your SAR and make any corrections if necessary. 119 If you need help correcting your SAR, contact the FAA at the school you plan to attend. 120 If you need help correcting your SAR, contact your FAA for assistance, or call the Federal Student Aid Information Center at 1-800-4-FED-AID (1-800-433-3243). 121 To resolve your defaulted Federal student loan, call the U.S. Department of Education at 1-800-621-3115, or write to the U.S. Department of Education, P.O. Box 2287, Atlanta, Georgia 30370-2287. 122 To resolve your defaulted Federal student loan, call the U.S. Department of Education at 1-800-621-3115, or write to the U.S. Department of Education, P.O. Box 8422, Chicago, Illinois 60680-8422. 123 To resolve your defaulted Federal student loan, call the U.S. Department of Education at 1-800-621-3115, or write to the U.S. Department of Education, 50 United Nations Plaza, Room 250, San Francisco, California 94102. 124 Contact the following agency(ies) regarding your defaulted Federal student loan: 125 It takes approximately four weeks to receive a new SAR once you send corrections to the address next to the Certification. If you want to be considered for a Federal Pell Grant, your FAA must receive your SAR by August 31, 1998, or your last day of enrollment, whichever comes first. Other student aid programs have different deadlines. See your FAA for more information. 126 Your application record has been matched with the National Student Loan Data System (NSLDS). The NSLDS confirmed that you have made satisfactory arrangements to repay your defaulted Federal student loan. Therefore, you may be eligible to receive Federal student financial aid. Contact the FAA at your school for further information. 127 It may be too late to submit any corrections to your SAR. If you want to be considered for a Federal Pell Grant, you must submit a complete, correct SAR to your FAA no later than August 31, 1998, or your last day of enrollment, whichever comes first. Other student aid programs have different deadlines Under certain circumstances, students selected for verification have an additional 60 days from their last day of enrollment, or August 31, 1998, to submit a complete, correct SAR for payment. Contact your FAA for more information. 128 We were unable to determine your eligibility because the information you submitted on your application or on your SAR was incomplete or inconsistent. Unless you are completing verification, it may be too late for you to make corrections or give us any more information for this year. If you are still completing verification and you need to correct your SAR, contact the Financial Aid Administrator at your school for assistance. We must have your corrected SAR no later than August 14, 1998. 129 (letter continued on back of page 130 (letter continued) 131 To receive Federal student aid, you cannot be in default on any U.S. Department of Education student loan. Because of processing problems we were unable to determine whether you are in default on a loan. Contact your FAA for more information. 132 Our records indicate that you are in DEFAULT on a Federal student loan. You are not eligible to receive any Federal student aid until your account has been resolved. 133 Our records indicate that you received at least one overpayment of Federal student aid funds. You are required by law to repay any funds received from the Federal student aid programs to which you were not entitled. Until your overpayment has been repaid in full, you are ineligible to receive any Federal student assistance. If your overpayment is on a Pell Grant, contact the U.S. Department of Education at 202-708-4766. Otherwise, contact your FAA. 134 Our records indicate that you are in DEFAULT on at least one Federal student loan and that you received at least one overpayment of Federal student aid funds. You are not eligible to receive any Federal student aid until your account has been resolved. If you overpayment is on a Pell Grant, contact the Department of Education at 202-708-4766. Otherwise, contact your FAA. 135 N/A 136 N/A 137 Your application record was matched successfully with the National Student Loan Data System (NSLDS). However, no financial aid history information was found for printing on your SAR. 138 We matched your social security number (SSN) with the National Student Loan Data System (NSLDS), but the name and date of birth on the NSLDS record did not match the information on your student aid application. Therefore this SAR does not contain the financial aid history that is associated with your reported SSN. You should review your name, SSN, and date of birth and work with your FAA to resolve discrepancies. 139 NOTE: You reported a value(s) that exceeds the amount of space allowed on the SAR. This value appears on your SAR in boldface type as all nines. Contact your FAA to see how this affects your calculation. 140 Your application record was matched successfully with the National Student Loan Data System (NSLDS). The NSLDS confirmed that your social security number is not associated with any previous financial aid history. 141 You must submit proof of your citizenship status to your FAA before you can receive any Federal student aid. 142 The Immigration and Naturalization Service (INS) could not confirm your statement that you are an eligible noncitizen because there is a question about your alien registration number. You must submit proof of your noncitizen eligibility to your school within 30 days after you give this SAR to your school. If you fail to submit proof within 30 days, you may be found ineligible for Federal student aid. 143 Your citizenship status has been confirmed by the Immigration and Naturalization Service (INS), and you meet the citizenship requirements for Federal student aid. 144 The Immigration and Naturalization Service (INS) did not confirm your statement that you are an eligible noncitizen. You must submit proof of your noncitizen eligibility to your school within 30 days after you give this SAR to your school. If you fail to submit proof within 30 days, you may be found ineligible for Federal student aid. 145 Because of processing problems, the Immigration and Naturalization Service (INS) was not able to confirm your statement that you are an eligible noncitizen. You must submit proof of your eligible noncitizen status to your school before you may receive Federal student aid. 146 We sent your application to Social Security Administration (SSA) to verify your citizenship status. The SSA did not confirm that you are a U.S. citizen. You need to provide your school with documentation of your citizenship status before you can receive Federal student aid. If you are an eligible non-citizen, you must correct item 15 on this SAR and provide your Alien Registration Number if necessary 147 N/A 148 You did not authorize us to release financial information to your State agency. While this does not affect your eligibility for Federal student aid, the State agency may need this information to consider you for other aid. If you want to release your complete financial information to your State agency, check the "Yes" box for Item 104 on Part 2 of your SAR. 149 If all the information on this SAR is correct, you may be eligible to receive a Federal Pell Grant and other Federal student aid in 1997-98. Your FAA will determine whether you meet all eligibility requirements to receive aid. The amount of aid will depend on the cost of attendance at your school, your enrollment status (full-time, three-quarter-time, half-time, or less than half-time), Congressional budget restrictions, and other factors. HERE IS WHAT YOU NEED TO DO NOW: Review the information on Part 2. If any of the information is incorrect, follow the instructions at the top of Part 2 to make corrections. IF ALL THE INFORMATION IS CORRECT, you do not need to submit the SAR to the schools you listed. All of your schools will receive the information electronically. 150 If all the information on this SAR is correct, you may be eligible to receive a Federal Pell Grant and other Federal student aid in 1997-98. Your FAA will determine whether you meet all eligibility requirements to receive aid. The amount of aid will depend on the cost of attendance at your school, your enrollment status (full-time, three-quarter-time, half-time, or less than half-time), Congressional budget restrictions, and other factors. HERE IS WHAT YOU NEED TO DO NOW: Review the information on Part 2. If any of the information is incorrect, follow the instructions at the top of Part 2 to make corrections. IF ALL THE INFORMATION IS CORRECT, you should submit a photocopy of this SAR to all the schools that you may be interested in attending. Submit the original to the school where you actually enroll. 151 If all the information on this SAR is correct, you may be eligible to receive a Federal Pell Grant and other Federal student aid in 1997-98. Your FAA will determine whether you meet all eligibility requirements to receive aid. The amount of aid will depend on the cost of attendance at your school, your enrollment status (full-time, three-quarter-time, half-time, or less than half-time), Congressional budget restrictions, and other factors. HERE IS WHAT YOU NEED TO DO NOW: Review the information on Part 2. If any of the information is incorrect, follow the instructions at the top of Part 2 to make corrections. IF ALL THE INFORMATION IS CORRECT, review any financial aid materials you received from schools that you are interested in attending to see which ones require a photocopy of your SAR. Some of the schools listed do not receive information electronically. Submit the original SAR to the school where you actually enroll. 152 (letter continued on next page) 153 On a previous SAR, you changed information that affects your dependency status. 154 N/A 155 N/A 156 You provided your parents' estimated 1996 income tax information on your application. If your parents have now filed their 1996 income tax return, correct any items in Section F of this SAR to reflect the information as reported on their tax return. If you or your parents don't file an income tax return before you submit your SAR to your school, check with your FAA to find out how to make corrections later, if you need to. 157 You provided your estimated 1996 income tax information on your application. If you have now filed your 1996 income tax return, correct any items in Section F of this SAR to reflect the information you reported on your return. If you don't file an income tax return before you submit your SAR to your school, check with your FAA to find out how to make corrections later, if you need to. 158 You are not eligible to receive a Federal Pell Grant because you reported that either you have a bachelor's degree (item 19) or you are a graduate/professional student (item 42), or both. Your FAA will determine what types of Federal student aid you are eligible to receive. All the schools that you listed will receive your application information electronically so you do not need to submit this SAR to them. 159 You are not eligible to receive a Federal Pell Grant because you reported that either you have a bachelor's degree (item 19) or you are a graduate/professional student (item 42), or both. Your FAA will determine what types of Federal student aid you are eligible to receive. None of the schools listed will receive your application information electronically so you should submit a photocopy of this SAR to each school you may be interested in attending. Submit the original SAR to the school where you actually enroll 160 You are not eligible to receive a Federal Pell Grant because you reported that either you have a bachelor's degree (item 19) or you are a graduate/professional student (item 42), or both. Your FAA will determine what types of Federal student aid you are eligible to receive. Review any financial aid materials you received from schools you are interested in attending to see which ones require a photocopy of your SAR. Some of the schools listed do not receive information electronically. Submit the original SAR to the school where you actually enroll. 161 Your application has been selected for review in a process called verification. If you have not already provided certain 1996 financial documents to your school, contact your FAA immediately. 162 N/A 163 N/A 164 This SAR reflects a DEPENDENCY STATUS override, as determined by your FAA on this or on a previous transaction. 165 Your DEPENDENCY STATUS override has been cancelled as requested by your FAA. 166 The amount you have reported in Item 71 appears to be inconsistent with the information reported in Items 48 and 51. Please review your answers to these items and make any corrections if necessary. 167 The amount you have reported in Item 71 appears to be inconsistent with the information reported in Items 48 and 51. Please review your answers to these items and make any corrections if necessary. 168 The amount you have reported in Item 71 appears to be inconsistent with the information reported in Items 48, 51, 69, and 70. Please review your answers to these items and make any corrections if necessary. 169 The amount you have reported in Item 71 appears to be inconsistent with the information reported in Items 48, 51, 69, and 70. Please review your answers to these items and make any corrections if necessary. 170 Your application has been selected for review in a process called verification. You must submit to your school signed copies of certain 1996 financial documents for you and your parents. Contact your FAA to find out which documents are required. 171 Your application has been selected for review in a process called verification. You must submit to your school signed copies of certain 1996 financial documents for you (and your spouse). Contact your FAA to find out which documents are required. 172 This Student Aid Report (SAR) was produced because of a processing change, and updates your previous SAR. Review all instructions to see if you need to submit a photocopy of this SAR to any of your schools. 173 N/A 174 N/A 175 You reported on your student aid application that you have dependents other than a spouse. However, you reported that you are married, and that the number of family members is 2. These answers are inconsistent. Review your answers to Items 17, 45, and 46 on Part 2 of your SAR. Make any corrections in the "The correct answer is" column. 176 The amount you have reported in Item 59 appears to be inconsistent with the information reported in Items 17 and 46. Please review your answers to these items and make any corrections if necessary. 177 The amount you have reported in Item 59 appears to be inconsistent with the information reported in Items 17 and 46. Please review your answers to these items and make any corrections if necessary. 178 The amount you have reported in Item 59 appears to be inconsistent with the information reported in Items 17, 46, 57, and 58. Please review your answers to these items and make any corrections if necessary. 179 The amount you have reported in Item 59 appears to be inconsistent with the information reported in Items 17, 46, 57, and 58. Please review your answers to these items and make any corrections if necessary. 180 N/A 181 Alabama Guaranteed Student Loan Program, Collections, 1-800-928-8926 or 502-564-5884 182 United Student Aid Funds, Alaska Claims Assistance, 1-800-331-2314 183 United Student Aid Funds, Arizona Claims Assistance, 1-800-331-2314 184 Student Loan Foundation of Arkansas, Collections, 1-800-622-3446 or 501-372-1491 185 California Student Aid Commission, 1-800-367-1589 186 Colorado Guaranteed Student Loan Program, 303-294-5050 187 Connecticut Student Loan Foundation, Collections 1-800-345-6055 or 203-257-4001 188 United Student Aid Funds, Delaware Claims Assistance, 1-800-331-2314 189 American Student Assistance, Collections, 1-800-999-9080 or 617-426-9434 190 Florida Department of Educ., Defaulted Borrowers Assist., 1-800-366-3475 or 904-942-4662 191 Georgia Student Finance Commission, Collections, 1-800-776-6878 or 770-414-3057 192 United Student Aid Funds, Hawaii Claims Assistance, 1-800-331-2314 193 Student Loan Fund of Idaho, Inc., 1-800-528-9447 or 208-452-4058 194 Illinois Student Assist. Comm., Claims and Collections, 1-800-934-3572 or 847-945-7040 195 United Student Aid Funds, Indiana Claims Assistance, 1-800-331-2314 196 Iowa College Aid Commission, Claims Department, 1-800-383-4222 or 515-281-3501 197 United Student Aid Funds, Kansas Claims Assistance, 1-800-331-2314 198 Kentucky Higher Education Assistance Authority, Collections Office, 1-800-928-8926 or 502-564-5884 199 Louisiana Office of Student Financial Assistance, 1-800-256-6882 or 504-259-5626 200 United Student Aid Funds, Maine Claims Assistance, 1-800-331-2314 201 United Student Aid Funds, Maryland Claims Assistance, 1-800-331-2314 202 American Student Assistance, Collections, 1-800-999-9080 or 617-426-9434 203 Michigan Higher Educ. Assist. Authority, Collections, 1-800-642-5626 or 517-373-0760 204 Minnesota Northstar Guarantee, Inc., 1-800-925-0707 205 United Student Aid Funds, Mississippi Claims Assistance, 1-800-331-2314 206 Missouri Default Collection Services, BTI Services, 1-800-824-4893, Ext. 1 207 Montana Guaranteed Student Loan Program, Claims Management, 1-800-322-3086 or 406-444-0395 208 Nebraska Student Loan Program, Collection Office, 1-800-735-8778, Ext. 6380 or 402-479-6800 209 United Student Aid Funds, Nevada Claims Assistance, 1-800-331-2314 210 New Hampshire Higher Education Assistance Foundation, Claims Section, 1-800-525-2577 or 603-225-6612 211 New Jersey Higher Education Assistance Authority, 1-800-792-8670 212 New Mexico Educational Assistance Foundation, 1-800-279-5063 or 505-345-3371 213 New York State Higher Educ. Serv., Office of Default, 1-800-666-0991 or 518-473-1632 214 North Carolina State Education Assistance Authority, Collections, 1-800-544-1644 215 North Dakota Post Claims Collections, 1-800-472-2166, Ext. 5707 or 701-328-5662 216 Ohio State Aid Commission, 1-800-762-3862 or 614-466-3384 217 Oklahoma Guaranteed Student Loan Program, Collection Office, 1-800-522-8022 or 405-552-4375 218 Oregon State Scholarship Commission, Collection Office, 1-800-457-0135 219 Pennsylvania Higher Education Assistance Agency, 1-800-233-0751 or 717-257-2850 220 Great Lakes Higher Education Corporation, 1-800-236-3100 221 Rhode Island Higher Education Assistance Authority, 1-800-922-9855 or 401-736-1100 222 South Carolina State Education Assistance Authority, Collections, 1-800-347-2752 or 803-798-0916 223 Education Assistance Corporation, 1-800-874-8982 or 605-622-4347 224 Tennessee Default Collection Services, BTI Services, 1-800-257-6528, Ext. 1 225 Texas Guaranteed Student Loan Corp., Collections, 1-800-222-6297 or 512-219-7337 226 United Student Aid Funds, Post Claims Assistance, 1-800-331-2314 227 Utah Higher Education Assistance Agency, 801-321-7200 or 1-800-418-8757 228 Vermont Student Assist. Corp., 1-800-642-3177 or 802-655-9602, Ext. 216 229 United Student Aid Funds, Virgin Islands Claims Assistance, 1-800-331-2314 230 State Education Assistance Authorities, 1-800-792-5626 or 1-800-544-4904 231 Northwest Education Loan Association, Collection Office, 1-800-552-0686 232 West Virginia Education Loan Services, 304-345-7211 or in WV 1-800-437-3692 233 Great Lakes Higher Education Corporation, 1-800-236-3100 234 United Student Aid Funds, Wyoming Claims Assistance, 1-800-331-2314 235 Transitional Guaranty Agency, 612-221-0566 APPENDIX E--PROCESSOR NAMES AND ADDRESSES FAFSA Processor American College Testing (ACT) Submit FAFSA: Federal Student Aid Programs P.O. Box 4008 Mt. Vernon, IL 62864-8608 Submit Renewal Application: Federal Student Aid Programs P.O. Box 4009 Mt. Vernon, IL 62864-8609 Pacific Islanders Federal Student Aid Programs P.O. Box 4010 Mt. Vernon, IL 62864-8610 Submit SAR (with corrections): Federal Student Aid Programs P.O. Box 7023 Lawrence, KS 66044-7023 Request duplicate SAR, change address or change/add colleges Federal Student Aid Programs P.O. Box 7024 Lawrence, KS 66044-7024 Submit FAFSA Express Signature Page Federal Student Aid Programs P.O. Box 7025 Lawrence, KS 66044-7025 FAFSA PROCESSOR I-NET Submit FAFSA (English and Spanish): Federal Student Aid Programs P.O. Box 60006 East Saint Louis, IL 62206-6006 Submit Renewal Application Federal Student Aid Programs PO. Box 60007 East Saint Louis, IL 62206-6007 Submit SAR (with corrections) Federal Student Aid Programs P. O. Box 60008 East Saint Louis, IL 62206-6008 Address/School Changes Corrections from Letter Federal Student Aid Programs P. O. Box 60009 East Saint Louis, IL 62206-6009 Request duplicate SAR Federal Student Aid Programs P. O. Box 60010 East Saint Louis, IL 62206-6010 FAFSA PROCESSOR NCS Submit FAFSA (PDF version, from Internet) Federal Student Aid Programs P. O. Box 4166 Iowa City, IA 52244-4166 DEPARTMENT OF EDUCATION INFORMATION SERVICES Questions on applying for aid Whether schools participate in federal aid programs School default rates Student eligibility Request publications on federal student aid Telephone Services (toll free) 1 (800) 4-FED AID (1-800-433-3243) Write to: Federal Student Aid Information Center P.O. Box 84 Washington, D.C. 20044 Has application been processed? Request duplicate SAR (toll call) 1 (319) 337-5665 TDD number for hearing-impaired 1 (800) 730-8913 [["Appendix F--Sample SAR and SAR Information Acknowledgement" is currently unavailable for viewing on the SFA BBS. Please reference your paper document or download the pdf files for additional information.]] [["Appendix G--Sample ISAR (hardcopy)" is currently unavailable for viewing on the SFA BBS. Please reference your paper document or download the pdf files for additional information.]] |