2025-2026 Federal Student Aid Handbook in PDF Format

Posted Date: December 17, 2024

The Application and Verification Guide is intended for college financial aid administrators and counselors who help students begin the aid process—filing the Free Application for Federal Student Aid (FAFSA®) form, verifying information, and making corrections and other changes to the information reported on the FAFSA form.

Posted Date: December 10, 2025

Volume 1 discusses the eligibility requirements for student and parent federal student aid recipients and your responsibilities to ensure that recipients qualify for their aid awards.

Posted Date: April 10, 2026

This volume of the Federal Student Aid Handbook comprises topics pertaining to colleges’ general obligations in administering the Title IV student aid programs: institutional and program eligibility, administrative requirements, audits, record keeping, program reviews, and providing information to the public are all explained.

Posted Date: April 18, 2025

Volume 3 discusses the academic calendar, payment period, and disbursement requirements for awarding aid under the Title IV student financial aid programs, determining a student’s cost of attendance, and packaging Title IV aid.

Posted Date: December 10, 2025

Volume 4 provides guidance on how to request, disburse, manage, and report on the use of federal student aid funds.

Posted Date: January 29, 2026

This volume discusses how a school should manage Title IV funds when a student completely withdraws from a payment period or period of enrollment.

Posted Date: December 10, 2025

Volume 6 provides the information that schools need to administer the campus-based programs, including the Federal Work-Study Program (FWS), the Federal Supplemental Educational Opportunity Grant Program (FSEOG), and the Federal Perkins Loan Program (Perkins Loans).

Posted Date: June 5, 2025

This volume discusses the William D. Ford Federal Direct Loan Program (Direct Loan Program) and describes how the U.S. Department of Education (the Department) makes loans to help students and parents pay the cost of attendance at a postsecondary school. This volume also provides information to assist schools in determining student and parent eligibility for Direct Loans, counseling student borrowers, and awarding Direct Loans.

Posted Date: August 14, 2025

This volume describes the eligibility requirements for a student to receive a TEACH Grant and the required counseling for TEACH Grant recipients, explains the terms and conditions of the TEACH Grant service obligation, and provides schools with guidance on calculating TEACH Grant awards.

Dated Posted: March 16, 2026

The Federal Student Aid Handbook appendices contain information of general interest that is not appropriate for inclusion in just one volume or is so unique that it requires separate treatment.