Loan Consolidation for Loan Holders and Servicers

Have a question about Title IV federal student aid or one of the services the Department of Education provides? Contact one of our Customer Service Centers or Federal Student Aid Offices.

Effective May 18, 2014, the Department of Education (the Department) has one Direct Consolidation Loan process. For general information about Direct Consolidation Loans, visit the website at The Department also has other resources to assist applicants before they apply, while they complete the application, and after they submit the application for a Direct Consolidation Loan.

Questions Before Applying

To ask questions about consolidating his or her loans before applying for a Direct Consolidation Loan, an applicant can contact the Student Loan Support Center at 1-800-557-7394.

Technical Assistance While Completing Online Application

To request technical assistance while signed in to and completing the Federal Direct Consolidation Loan Application and Promissory Note, an applicant can click on the Contact Us tab in the top menu bar of The applicant can then 1) complete and submit the feedback form or 2) click on Additional Information and contact the Student Loan Support Center at the phone number provided.

Questions After Submitting Application

To ask questions after submitting a Federal Direct Consolidation Loan Application and Promissory Note electronically via or by mailing a paper application, an applicant must contact the consolidation servicer he or she selected during the application process. The contact information for all consolidation servicers is as follows:

  • FedLoan Servicing (PHEAA)

    Phone: 717-720-2110



    Mailing Address:

    FedLoan Mailing Address
    FedLoan Consolidation Department
    P.O. Box 69186
    Harrisburg, PA 17106
  • Great Lakes Educational Loan Services, Inc.

    Phone: 866-348-0714


    Mailing Address:

    Great Lakes Educational Loan Services Mailing Address
    Consolidation Department
    P.O. Box 8956
    Madison, WI 53708
  • Navient

    Phone: 317-578-6176

    Mailing Address:

    Navient Mailing Address
    Attn: ED Loan Consolidation
    P.O. Box 8010
    Fishers, IN 46038-8010
  • Nelnet

    Phone: 855-554-0050


    Mailing Address:

    Nelnet Mailing Address
    P.O. Box 82658
    Lincoln, NE 68501